MODO vs Cuenta Clara
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MODO
Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.
- Connect bank accounts and cards
- QR and contactless payments
- Discover instant discounts and benefits
- Recharge services (SUBE, mobile, etc.)
- Send money to contacts without CBU/alias
- View all account balances
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MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.
Cuenta Clara
Easily divide bills and track shared expenses among friends or groups. This app simplifies calculations for trips, dinners, and shared living situations, ensuring fair settlement.
- Quick expense splitting
- Organize by groups and events
- Clear balance tracking
- Detailed payment history
- Settlement reminders
- User-friendly interface
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Cuenta Clara - The Ultimate App to Split Expenses Forget complicated calculations and misunderstandings when dividing bills. Cuenta Clara helps you split expenses quickly, fairly, and without complications. Perfect for trips, dinners with friends, shared rentals, and any situation where you need to split a bill. Main features: - Quick expense splitting – Enter the amounts and let the app do the work. - Groups and events – Organize payments by events or groups of friends. - Clear balances – See who owes how much and to whom. - Payment history – Keep a detailed record of your shared expenses. - Notifications – Receive reminders to settle accounts. - Simple and friendly interface – Designed for a hassle-free experience.
Screenshots
Verdict
The clearest difference is ads: Cuenta Clara at none against MODO's shown. Cuenta Clara also leads on rating (5.0 vs 4.8) and device support (3 vs 1). MODO's advantage is ratings volume (1.3K vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cuenta Clara holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 1, so its average is the more settled of the two.
MODO ships an update weekly, Cuenta Clara every 2 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.
| Parameter | MODO | Cuenta Clara |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 27.9% of reviews | — |
| Number of ratings | 1.3K — better | 1 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 200 MB | 57 MB |
| Age rating | 12+ | 4+ |
| Developer | Play Digital SA | Manuel Duarte |
Customer experience
MODO
Cuenta Clara
Bugs and requests
MODO
Reported bugs
3 issues- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning
Requested features
3 requests- Add NFC payment support
- Improve notification settings
- Streamline account management and linking
Cuenta Clara
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MODO
No in-app purchases
Cuenta Clara
No in-app purchases
