PitiCalc2 vs GoFM Mobile

PITI = Principle, Interest, Taxes, Insurance Easily calculate auto and home loans using this simple, fast, tool that provides only the functionality you need! The Auto Loan tab includes the basic values for calculating an auto loan and also include a trade pay off field for entering any payoff that may exist on a trade in. There is also an option button that can be set to include or not include the trade in amount when calculating taxes as this varies by location. The auto loan tab can also be used to calculate a payment for most any type of loan. Home mortgages can be calculated for conventional, FHA and VA loan types. Besides the standard data, each loan type has fields for insurance, taxes and HOAs. The FHA loan type includes the calculation for FHA monthly insurance and the VA loan type includes the calculation for the VA funding fee and allows the selection of a first or subsequent loan. This allows for a complete estimate of the payment on the home. Any fields that occur on other screens will have their values copied from screen to screen. This makes it easy to compare the different types of loans and their estimated payments. No data is saved when PitiCalc is closed and all data stays on the device.

Bank on the go - anytime, anywhere with the GoFM Mobile App for personal and business accounts. Enjoy safe and secure banking with the GoFM Mobile App and utilize features such as: ● Secure login with Face or Touch ID (1) ● View account balances, transaction history and account statements on deposit, loan and other types of accounts. ● Send money to or request money from people you trust with Zelle® (2) ● Skip the line and deposit a check into your account with Mobile Deposit*. (3) ● Transfer funds between Farmers & Merchants Bank accounts and other banks. (4) ● Schedule one-time or recurring bill payments with Bill Pay. ● Set up balance and transaction alerts on your account. ● Manage your debit card(s) on the go with CardHub. ● Update your profile information, order checks, and find your nearest Farmers & Merchants Bank or The Bank of Fayetteville branch or ATM/ITM location. Mobile features require enrollment in online banking and mobile banking. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply. *Eligibility requirements and restrictions apply. Deposits subject to verification. **Enrollment required. (1) Capable devices only, required in-app setup. (2) Zelle® requires enrollment and is subject to terms and conditions. Message and data rates may apply. (3) Mobile deposits are free for the first 10 deposits; $0.50 for each mobile deposit thereafter. (4) Restrictions and limitations apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking and savings accounts required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. To get started, download the app, log in using your Farmers & Merchants Bank online banking user ID and password and off you go! Not enrolled in online banking? Enroll now at gofm.bank or contact us at 1-877-889-0100 for further assistance. https://www.GoFM.bank Member FDIC Equal Housing Lender