FMB vs GoFM Mobile

Securely and easily manage your accounts 24/7. With a streamlined login, custom interface, and long list of advanced features, Farmers & Merchants Bank makes banking on-the-go as simple as possible. Key Features • View real-time online activity • Check balances, transfer funds, and pay bills • Manage multiple accounts • Deposit checks and immediately view images1,2 • Place stop payments (fees apply) • View eStatements and eNotices • Set up email and text alerts1 Manage Your Personal Accounts • Send money with Zelle®3 • Access your credit score with Savvy Money • Track finances using Personal Financial Management (PFM) tools upon enrollment • Transfer funds to other financial institutions Manage Your Business Accounts • Real-time online activity reports • Manage users and their roles and permissions • Manage recipients and subsidiaries • Transfer funds between eligible accounts and financial institutions • Utilize the information reporting tool • Generate reports • Approve transactions • Upload ACH files • Pay bills and taxes • Process wire transfers and ACH transactions Customize Settings • Group/Sort Accounts • Add Account Nicknames • Enable Touch ID®4, Face ID®4 or four-digit PIN • Change login/password • Enable text banking1 • Customize Account Alerts1 • Update contact information Contact Us • Find an F&M Office or ATM • Contact the F&M Client Care Center at (866) 437-0011 • Send secure messages • Report a debit or credit card lost or stolen. Security Farmers & Merchants Bank uses best-in-class security services such as HTTPS, TLS encryption, PIN or password access, biometrics and application time-out when devices are not in use. Only devices that you personally enroll in the service can access account information. None of this information is ever stored on the devices, including check images. If the devices are lost or stolen, you can disable service through F&M Online Banking or by calling (866) 437-0011. Terms, Conditions and Limitations may apply. 1. F&M Bank does not charge for these services, however, your wireless carrier may charge you for fees related to this service. 2. Availability of your deposited funds is based on F&M's hold policies, are subject to verification and are not available for immediate withdrawal. 3. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 4. Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Certain eligibility requirements, limitations, restrictions and other terms and conditions may apply. Some features of FMB-Mobile are available for eligible clients and accounts only. Farmers & Merchants Bank is a Member FDIC and an Equal Housing Lender.

Bank on the go - anytime, anywhere with the GoFM Mobile App for personal and business accounts. Enjoy safe and secure banking with the GoFM Mobile App and utilize features such as: ● Secure login with Face or Touch ID (1) ● View account balances, transaction history and account statements on deposit, loan and other types of accounts. ● Send money to or request money from people you trust with Zelle® (2) ● Skip the line and deposit a check into your account with Mobile Deposit*. (3) ● Transfer funds between Farmers & Merchants Bank accounts and other banks. (4) ● Schedule one-time or recurring bill payments with Bill Pay. ● Set up balance and transaction alerts on your account. ● Manage your debit card(s) on the go with CardHub. ● Update your profile information, order checks, and find your nearest Farmers & Merchants Bank or The Bank of Fayetteville branch or ATM/ITM location. Mobile features require enrollment in online banking and mobile banking. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply. *Eligibility requirements and restrictions apply. Deposits subject to verification. **Enrollment required. (1) Capable devices only, required in-app setup. (2) Zelle® requires enrollment and is subject to terms and conditions. Message and data rates may apply. (3) Mobile deposits are free for the first 10 deposits; $0.50 for each mobile deposit thereafter. (4) Restrictions and limitations apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking and savings accounts required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. To get started, download the app, log in using your Farmers & Merchants Bank online banking user ID and password and off you go! Not enrolled in online banking? Enroll now at gofm.bank or contact us at 1-877-889-0100 for further assistance. https://www.GoFM.bank Member FDIC Equal Housing Lender