Free

Details

  • Released
  • Updated
  • April 28, 2019
  • June 15, 2026
FMB-Mobile 2.0 screenshot #1 for iPhone
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About

Manage your personal and business banking accounts securely 24/7. Features include real-time activity viewing, fund transfers, bill payments, mobile check deposits, and advanced business management tools. Customize alerts and access credit score information.

View real-time account activity
Transfer funds and pay bills
Mobile check deposit
Send money with Zelle®
Access credit score
Business account management
Customizable alerts
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What users say

See all reviews

What's New in FMB

4.0.260400

June 15, 2026

Feature enhancements and bug fixes

User reviews

The Benchmark of Banks

Farmers and Merchants Bank in my opinion is the Benchmark ok Banks. From Customer Service to Online Banking. All other banks should strive to follow their standards and leadership.
I am a very satisfied customer.

Best

F&M is my all time favorite bank

Rating for the new applications

This is much harder to use then the last one.
I give it a thumb down! 😞

Fantastic

It so fast. Easy to change screens the best

Easy & Efficient

Very easy to use, lots of info, solid and useful tool :)

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatibility issues with older devices

Bug

Requested Features

3 requests

Add two-factor authentication

Feature

Expand transaction history and net worth tracking

Feature

Improve bill pay functionality and usability

Feature

FAQ

What can I do with this banking app?

This app allows you to securely manage your personal and business banking accounts 24/7. You can view real-time account activity, check balances, transfer funds, pay bills, deposit checks, send money with Zelle®, and access your credit score. Business users can also manage users, permissions, and process transactions like wire transfers and ACH.

Is this app free to use?

Yes, the application is free to download and use. While the bank does not charge for these services, your wireless carrier may charge fees related to data usage or text alerts.

What are the key features for personal banking?

For personal accounts, you can view real-time online activity, check balances, transfer funds, and pay bills. The app also supports mobile check deposits, sending money with Zelle®, accessing your credit score with Savvy Money, and tracking finances with Personal Financial Management tools.

How secure is this mobile banking app?

The app employs best-in-class security services including HTTPS and TLS encryption, PIN or password access, and biometrics (Touch ID®, Face ID®). Account information is not stored on devices, and you can disable service remotely if a device is lost or stolen.

Can I manage business accounts with this app?

Yes, the app offers extensive features for business account management. This includes real-time activity reports, user management with roles and permissions, managing recipients and subsidiaries, processing wire transfers and ACH transactions, generating reports, and approving transactions.