Free

Details

  • Released
  • Updated
  • April 28, 2019
  • June 15, 2026
FMB-Mobile 2.0 screenshot #1 for iPhone
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About

Manage your personal and business banking accounts securely 24/7. Features include real-time activity viewing, fund transfers, bill payments, mobile check deposits, and advanced business management tools. Customize alerts and access credit score information.

✓View real-time account activity
✓Transfer funds and pay bills
✓Mobile check deposit
✓Send money with Zelle®
✓Access credit score
✓Business account management
✓Customizable alerts
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What users say

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What's New in FMB

4.0.260400

June 15, 2026

Feature enhancements and bug fixes

User reviews

Best

F&M is the best bank. The people who work there are clearly interested in their customers and go to work for them . This bank and its officers offer exceptional service

Mobile check deposit

Works good for us

Um…

Works adequately. I’d like the "Net Worth" chart to go to 5 years, rather than just one year, and their credit card summary should reflect payments immediately. Currently, I paid my credit card off four days ago, and it’s not reflecting the payment properly. It should be reflected as soon as the payment from my checking account is recorde$.
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Easy and reliable

Mobile app works and looks the same as going online with the computer. Never crashes. Love it!

Absolute Nightmare 16 attempts

I spent hours Sunday on the phone trying to set up the new mobile banking app. After the 15th time trying to access it, I was finally advised to go into a branch. I went into the branch and it worked ‘in the branch ‘. When I got home, no way. It’s been a week, and now at 4:55am I am finally able to log on and find out that I forgot to write a transaction down. Since my app has been shut down for two weeks, I no longer get paper, and am too far away from branches, I find a disaster naturally. Now, Houston, we have a problem. I guess I have to go back to Chase since I didn’t ask for my account to be shut down and stuck with an app that doesn’t appear to have been Beta tested. Sad times Farmers. I guess you are not the bank for seniors on fixed incomes that aren’t tech savvy.
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User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatibility issues with older devices

Bug
✨

Requested Features

3 requests

Add two-factor authentication

Feature

Expand transaction history and net worth tracking

Feature

Improve bill pay functionality and usability

Feature

FAQ

What can I do with this banking app?

This app allows you to securely manage your personal and business banking accounts 24/7. You can view real-time account activity, check balances, transfer funds, pay bills, deposit checks, send money with Zelle®, and access your credit score. Business users can also manage users, permissions, and process transactions like wire transfers and ACH.

Is this app free to use?

Yes, the application is free to download and use. While the bank does not charge for these services, your wireless carrier may charge fees related to data usage or text alerts.

What are the key features for personal banking?

For personal accounts, you can view real-time online activity, check balances, transfer funds, and pay bills. The app also supports mobile check deposits, sending money with Zelle®, accessing your credit score with Savvy Money, and tracking finances with Personal Financial Management tools.

How secure is this mobile banking app?

The app employs best-in-class security services including HTTPS and TLS encryption, PIN or password access, and biometrics (Touch ID®, Face ID®). Account information is not stored on devices, and you can disable service remotely if a device is lost or stolen.

Can I manage business accounts with this app?

Yes, the app offers extensive features for business account management. This includes real-time activity reports, user management with roles and permissions, managing recipients and subsidiaries, processing wire transfers and ACH transactions, generating reports, and approving transactions.