F&M Bank (OH, IN, MI)

F&M Bank (OH, IN, MI)

by The Farmers & Merchants State Bank

1.8K ratings
20 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 29, 2015
  • February 11, 2026

Features

F&M Bank (OH, IN, MI) screenshot #1 for iPhone
F&M Bank (OH, IN, MI) screenshot #2 for iPhone
F&M Bank (OH, IN, MI) screenshot #3 for iPhone
F&M Bank (OH, IN, MI) screenshot #4 for iPhone
F&M Bank (OH, IN, MI) screenshot #5 for iPhone
F&M Bank (OH, IN, MI) screenshot #6 for iPhone
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About

Manage your banking needs conveniently and securely from your mobile device. Access account balances, transfer funds, deposit checks, pay bills, and manage your debit card. Find ATM and office locations easily.

Check account balances and transactions
Manage debit card
Transfer funds between accounts
Deposit checks remotely
Pay bills
Find ATM and office locations
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What users say

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What's New in F&M Bank (OH, IN, MI)

25.2.100

February 11, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

No mess

I really enjoyed being a participant in this Bank company. I have never had any issues if there was trouble that came up I have been able to go to the branch and take care of the issue at hand. Online is just as easy. The people are very friendly and very helpful.

Worst banking app ever

Most times I get an error message when trying to login. One of my accounts I’ve never been able to access the account and tech support has no idea.

Chris Demetriades sales associate Don Ayres Honda

Corresponding is always pleasant, love Lima Road location. I Hope is stays . It always seems so quiet .

Horrible App

One of the worst apps ever created. Facts: customer support is nonexistent (extremely limited hours), app is very buggy, account verification is bugged (wont link with Robinhood), it doesn’t save your info, password resets don’t send emails until after they have expired, etc. Planning on moving out of F&M bc of their consistent app hellscape. Will be out by EOY
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..

So the app is nice to have but why do I keep getting logged out and then it doesn’t let me back in at all, so then I call the number and I get put on hold. But no one answers the phone every time and then I go to leave a voicemail and it hangs up on me, the app alone is making want to close my account beucase I can’t even see how much money is in my account 90% of the time.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and account access problems

Bug

App crashing and freezing

Bug

Incompatibility with certain devices

Bug

Requested Features

3 requests

Sleeker app design

Feature

Option to access routing and account numbers

Feature

Support for older devices

Feature

FAQ

What can I do with the F&M Bank mobile app?

The app allows you to check account balances and search recent transactions, manage your F&M debit card, transfer funds between your F&M accounts, deposit checks remotely, pay bills, and find ATM and office locations.

Is the F&M Bank mobile app secure?

Yes, the app is fully secure with multiple layers of authentication. No personal information is stored on your phone, and it is recommended to still use your phone's screen lock for added security.

How do I get started with the F&M Bank mobile app?

To get started, download and launch the free app. Then, sign in using your F&M Bank Online Banking user ID and password. This will integrate F&M banking into your mobile device.

Is the F&M Bank mobile app free to use?

Yes, the app is free to download and use. However, your mobile carrier's text messaging and web access charges may apply.

What devices is the F&M Bank mobile app compatible with?

The description does not specify exact device compatibility, but it is designed as a mobile banking solution for F&M Personal Online Banking Customers. It is available for download and launch, implying compatibility with standard smartphones.