Best Merchant Check Apps

206+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated May 2026

If you already know FMB, this is the deeper bench. 206+ merchant check apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Merchant Check

4.7😊(1.8K ratings)
Free
FMB-Mobile 2.0 screenshot 1
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Easily manage your accounts securely 24/7 with a streamlined interface and advanced features. Take control of your finances effortlessly.

What We Love

  • 👍 Easy to use
  • 🚀 Efficient banking features
  • 🔒 Secure app
  • 💡 Convenient mobile check deposit

Room to Improve

  • 🐛 Occasional app crashes
  • 🐛 Difficulty finding accounts for transfers
  • 🐛 Delayed credit card payment updates
Ingo Money - Cash Checks#2

Ingo Money - Cash Checks by Ingo Money, Inc.

Strong Contender
💰 Finance
4.2😞(8.9K ratings)
FreeAds
Ingo Money - Cash Checks screenshot 1
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Cash and deposit checks quickly using the Ingo Money App. Snap a photo, submit, and get your money in minutes. No lines, no holds, just quick access to your funds. Start cashing your checks effortlessly today!

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
QuickBooks GoPayment POS#3

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Worth Considering
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
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This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs

More Merchant Check apps to explore

4
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

The application allows you to transform your iPhone or iPad into a credit card reader, enabling you to accept payments from Visa, Mastercard, American Express, Discover, and PayPal. It offers a free app, a merchant account, and various features to help you manage and grow your business, such as secure transactions, item tracking, discounts, and real-time reporting.

💼 Business
(16)
5
Check Writer: Print Checks
Check Writer: Print Checks
Check Writer: Print Checks
Print Checks at Home
Free

Print checks at home easily with the Check Writer app! Save time and money by writing and organizing checks directly from your phone. No need for bank checks - just print, sign, and pay your bills hassle-free. Get started now!

💰 Finance
(297)
6
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

Streamline your business with the all-in-one credit card processing solution. Accept payments on the go, manage your finances, and engage customers with our intuitive platform. Enjoy flexible pricing, fast deposits, and exceptional support to take your business to new heights. Download now or call to get started.

💼 Business
(21)
7
AYA PAY Merchant
AYA PAY Merchant
AYA PAY Merchant
AYAPay wallet app for Merchant
Free

This mobile app helps merchants manage transactions efficiently, securely, and transparently, allowing them to create payment requests, generate and scan QR codes, and track transactions. By using this app, merchants can streamline their financial operations and easily move funds between their wallet and bank account.

💰 Finance
(12)
8
Paysign®
Paysign®
Paysign®
Paysign, Inc.
Free

Manage your funds on the go with our app. View balances, transactions, receive alerts, and find surcharge-free ATMs easily. Use your card anywhere Visa Debit cards are accepted. Contact 24/7 customer service for assistance.

💰 Finance
(520)
9
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

💼 Business
(652)
10
Check Karma
Check Karma
Check Karma
Seamless check cashing
Free
💼 Business
(1)
11
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.9K)
12
ABA Merchant
ABA Merchant
ABA Merchant
by Advanced Bank Of Asia Limited
Free

This free mobile payment solution allows businesses of all sizes to accept payments from customers, with no restrictions on industry or business type. Simply download, activate with your bank account, and start processing transactions today.

💰 Finance
(13)
13
CardStar
CardStar
CardStar
by Express Checkout LLC
Free

Simplify your wallet with our app, which securely stores all your loyalty, rewards, and membership cards in one easy-to-use platform. Go cardless with ease and convenience today!

🛍️ Shopping
(874)
14
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

Accept credit card payments anytime, anywhere with SwipeSimple. Simply sign up for an account, download the app, and connect to your reader to start processing transactions. Enjoy features like automatic tax calculation, tip prompts, real-time reporting, and inventory management all in one place. Visit the website to learn more and get started today.

💼 Business
(5.6K)
15
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

An innovative payment solution for businesses, enabling easy processing of transactions through Stripe. Simplify your point-of-sale system with ChargeStripe for efficient payments and seamless financial transactions. Sign up now for a smarter way to handle payments.

💰 Finance
(2.1K)
16
Online Check Writer
Online Check Writer
Online Check Writer
Your One-Stop payment platform
Free

This cloud-based payment platform simplifies accounts payable and receivable by offering various payment options, including printable checks, eChecks, and digital payments. With a secure and user-friendly interface, it enables quick and easy transactions, while also providing round-the-clock customer support.

💰 Finance
(43)
17
FastPay Merchant
FastPay Merchant
FastPay Merchant
Smart Solution For Merchants
Free

This mobile application helps merchants receive and track payments in real-time, providing a simple and efficient way to manage transactions. With features like instant payment notifications, QR code payments, and transaction history, merchants can easily access and manage their payment details, and get started quickly with a simple registration process - download and try it now!

💰 Finance
(54)
18
Merchants Bank N.A. Mobile
Merchants Bank N.A. Mobile
Merchants Bank N.A. Mobile
Merchants Bank N.A.
Free

Access your Merchants Bank accounts securely on-the-go with the mobile banking app. Enjoy features like mobile deposits, Fast Balances, bill payments, credit score checks, and card travel notifications. Enroll easily and bank conveniently with face and touch ID.

💰 Finance
(4K)
19
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
💼 Business
(1.1K)
20
First Merchants Mobile App
First Merchants Mobile App
First Merchants Mobile App
by First Merchants Corporation
Free

Bank conveniently with our mobile app! Check balances, transfer funds, pay bills, deposit checks, send money to friends, and locate branches and ATMs with ease. Download now for seamless banking on-the-go!

💰 Finance
(28K)