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Merchants Bank N.A. Mobile

Merchants Bank N.A. Mobile

Merchants Bank N.A.

4.2K ratings
60 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
May 25, 2012
Updated
April 28, 2026

Developer

Merchants Bank N.A.
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iphone
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Reviews summary↘︎
⭐60
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🔄6+ apps
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❓5 answered
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📦~ in 4 months
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About

Manage your finances securely and conveniently from your mobile device. Access account balances, transfer funds, deposit checks, pay bills, and monitor your credit score. Set up travel notifications for your cards and enjoy quick access to balances.

✓Mobile deposits
✓Fast Balances+
✓Face ID and Touch ID
✓Bill pay and payee setup
✓Credit score check
✓Travel notifications
Show original description

What users say about Merchants Bank N.A. Mobile

Reviews of Merchants Bank N.A. Mobile are mostly negative: the Finance app is rated 4.7/5 from 4.2K App Store ratings. What users like most: easy to use, convenient mobile deposit. Top complaints: frequent crashes and errors, unreliable login and security features. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 💡Convenient mobile deposit
  • 👍User-friendly app
  • 🚀Fast and efficient
  • 👍Great local bank

Negative things

  • 🐛Frequent crashes and errors
  • 🔒Unreliable login and security features
  • 🐛Slow and unresponsive app
  • 🐛Buggy and outdated design
  • 🔒Frustrating authentication process
See all reviews

What's New in Merchants Bank N.A. Mobile

25.2.0

April 28, 2026

This update includes minor bug fixes and enhancements.

User reviews

Most RecentHighest RatedLowest Rated

Sometimes Im locked out

Soemtimes it doesn’t recognize my username and password and I have to reinstall it for it to work right. Other than that, I love being able to cash checks from home.
KKatherine’sGregory

Feedback

There are too many times recently that the app will not open. Payments made with the debit card are very truncated and hard to identify the company payments were made towards
SBStill FG by

Terrible for mortgage payments

This app is almost unusable to pay my mortgage. I bank with a different bank and Merchants services my mortgage loan. I basically have to relearn how to find my monthly payment and how to transfer money to pay my monthly mortgage. It also didn’t get my monthly escrow right for my first six months in my new home and now my escrow has gone up significantly. I am VERY unhappy with Merchants Bank and their app.
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Bbergalicious994

Bad

Can’t really call it an app when 90%of the time it refuses to let me log in just sits and loads for hours until I final get a useless error msg even when you call the number the app provides nothing changes worst bank app to date.
NRNot an app really

Okay I very like it a lot make it a lot easier

Take too many time to get it deposited
Mmicklick456
See 55 more reviews

Developer apps

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Merchants Bank Credit Card App
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Merchants Bank NA Credit Cards
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by Merchants Bank, National Association Winona MN

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(2)

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See developer apps

User experience

🐞

Reported Bugs

5 issues

Login issues and account access problems

Bug

Frequent crashes and unexpected errors

Bug

Compatibility problems with newer devices

Bug

Delayed transaction updates and sync issues

Bug

Unreliable mobile deposit functionality

Bug
✨

Requested Features

5 requests

Improved login and authentication options

Feature

Enhanced transaction history and reporting

Feature

Faster app performance and reliability

Feature

Modernized user interface design

Feature

Expanded mobile banking capabilities

Feature

FAQ

What can I do with the Merchants Bank mobile app?

The app allows you to securely access your Merchants Bank accounts from your mobile device. You can check account balances, transfer funds between accounts, initiate mobile deposits, pay bills, set up new payees, and check your credit score. It also offers features like Fast Balances+ for quick balance viewing and travel notifications for your debit and credit cards.

Is the Merchants Bank mobile app secure?

Yes, the app is designed to provide secure access to your accounts. It supports biometric authentication methods like Face ID and Touch ID on compatible devices, adding an extra layer of security for your banking information.

How do I enroll in mobile or online banking?

You can enroll for mobile or online banking directly through the Merchants Bank mobile app. This allows you to set up your access and begin using the app's features to manage your accounts.

Can I deposit checks using the app?

Yes, the app allows you to initiate mobile deposits. This means you can deposit checks conveniently from your mobile device without needing to visit a physical branch.

What devices are compatible with features like Face ID and Touch ID?

Features like Face ID and Touch ID are available on compatible devices. The app leverages these advanced security features to provide quick and secure access to your banking information.