Financial vs Subo

Discover Financial, the all-in-one app for managing your money. • Apple Favorites of the week No ads. No tracking. No-credit-card free trial. Core features work offline. Privacy-first. Financial brings your accounts, shared expenses, recurring payments, investments, and wishes into one calm finance app, so you always know where your money is, what is coming next, and what still needs attention. # YOUR FINANCES IN ONE PLACE • Add all your accounts in one clear overview • Track bank accounts, credit cards, wallets, cash, and virtual accounts • Create virtual accounts and portfolios for full control wherever you live • Organize income, expenses, bills, and balances with smart categories • Keep personal data available offline and securely synced with iCloud # ACCOUNTS, PORTFOLIOS & MARKET DATA Build your financial picture manually with virtual accounts and portfolios, or connect supported investment providers where available. • Add and organize transactions manually with smart categories • Track holdings, performance, investment activity, and savings plans • Import Trade Republic data and connect Bitpanda or Kraken • Use Financial Briefing for market context, price history, news, dividends, ETF composition, fundamentals, and regional economic data # ACCOUNTS Create real or virtual accounts for everyday money, savings, cards, cash, or projects. Choose what counts toward your net worth. # SHARED ACCOUNTS Manage money together in a private Shared Account with clear owner and editor roles. • Invite friends, family, roommates, or partners through Contacts or email • Sync balances, transactions, PDFs, and images between members • Record income and expenses in multiple currencies # SPLITTER • Split bills with friends, family, roommates, couples, or teams • Create groups for trips, households, events, or recurring shared costs • Track who paid, who owes what, and what is still open • Create payment requests and confirmation links • Detect outstanding Splitter payments through imported transactions where available • Connect with friends through Financial Contacts • Scan receipts and let friends choose their items in a simple web flow # SMARTPAYS • Create recurring payments for rent, subscriptions, bills, and contracts • Connect transactions to recurring payments automatically where available • Get reminders before due dates or renewals # WISHLIST • Create wishes for larger purchases, goals, or personal plans • Track progress toward each wish • See what is realistic before you spend # INSIGHTS & AUTOMATIONS • Clear charts for income, expenses, balances, and categories • Monthly trends, comparisons, and forecasts • Smart alerts for budgets and upcoming bills • Private suggestions and insights with on-device intelligence wherever possible # EXTRAS • Budgets with monthly or custom limits • Receipt scanner for bills and receipts • Currency converter with live exchange rates and history • IBAN checker for validating bank details # WHAT'S FREE? Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. It also includes one Shared Account and one Splitter group with Contacts, receipts, and payment requests, manual SmartPays, Wishlist, one budget, and basic insights. # WHAT'S PRO? Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # TRUST & LEGAL Personal data can sync via iCloud. Shared features use Financial’s secure backend and stay limited to accepted members. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Subo is a beautifully simple subscription tracker for iPhone and iPad that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.