Financial vs Clanfolio

Discover Financial, the all-in-one app for managing your money. • Apple Favorites of the week No ads. No tracking. No-credit-card free trial. Core features work offline. Privacy-first. Financial brings your accounts, shared expenses, recurring payments, investments, and wishes into one calm finance app, so you always know where your money is, what is coming next, and what still needs attention. # YOUR FINANCES IN ONE PLACE • Add all your accounts in one clear overview • Track bank accounts, credit cards, wallets, cash, and virtual accounts • Create virtual accounts and portfolios for full control wherever you live • Organize income, expenses, bills, and balances with smart categories • Keep personal data available offline and securely synced with iCloud # ACCOUNTS, PORTFOLIOS & MARKET DATA Build your financial picture manually with virtual accounts and portfolios, or connect supported investment providers where available. • Add and organize transactions manually with smart categories • Track holdings, performance, investment activity, and savings plans • Import Trade Republic data and connect Bitpanda or Kraken • Use Financial Briefing for market context, price history, news, dividends, ETF composition, fundamentals, and regional economic data # ACCOUNTS Create real or virtual accounts for everyday money, savings, cards, cash, or projects. Choose what counts toward your net worth. # SHARED ACCOUNTS Manage money together in a private Shared Account with clear owner and editor roles. • Invite friends, family, roommates, or partners through Contacts or email • Sync balances, transactions, PDFs, and images between members • Record income and expenses in multiple currencies # SPLITTER • Split bills with friends, family, roommates, couples, or teams • Create groups for trips, households, events, or recurring shared costs • Track who paid, who owes what, and what is still open • Create payment requests and confirmation links • Detect outstanding Splitter payments through imported transactions where available • Connect with friends through Financial Contacts • Scan receipts and let friends choose their items in a simple web flow # SMARTPAYS • Create recurring payments for rent, subscriptions, bills, and contracts • Connect transactions to recurring payments automatically where available • Get reminders before due dates or renewals # WISHLIST • Create wishes for larger purchases, goals, or personal plans • Track progress toward each wish • See what is realistic before you spend # INSIGHTS & AUTOMATIONS • Clear charts for income, expenses, balances, and categories • Monthly trends, comparisons, and forecasts • Smart alerts for budgets and upcoming bills • Private suggestions and insights with on-device intelligence wherever possible # EXTRAS • Budgets with monthly or custom limits • Receipt scanner for bills and receipts • Currency converter with live exchange rates and history • IBAN checker for validating bank details # WHAT'S FREE? Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. It also includes one Shared Account and one Splitter group with Contacts, receipts, and payment requests, manual SmartPays, Wishlist, one budget, and basic insights. # WHAT'S PRO? Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # TRUST & LEGAL Personal data can sync via iCloud. Shared features use Financial’s secure backend and stay limited to accepted members. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your family's money lives in a dozen places: a pension here, an ISA there, a mortgage, the car finance, the house itself. Clanfolio gathers all of it into one picture — what you own, what you owe, and which way it's heading. Add an account, type in its balance, and you're tracking it. There's no bank to connect and no permissions to grant, so the only figures in Clanfolio are the ones you put there. ONE PICTURE, THE WHOLE HOUSEHOLD Your net worth, what you own and what you owe, each with a chart for the last month, 3 months, 12 months or since you started. Tap any figure to see what's behind it. The By person view shows who holds what, including anything joint. EVERY KIND OF ACCOUNT Current accounts, savings, ISAs, Premium Bonds, pensions, investments, property, credit cards, loans, car finance and mortgages. Hold them in other currencies and Clanfolio converts them to yours. FIVE MINUTES A MONTH Update balances is one screen with every account on it, so a month's admin takes one pass. Anything you haven't touched in a while is flagged, so nothing quietly goes stale. Log individual transactions when they matter, and skip them when they don't. EVERYONE ON THE SAME NUMBERS Invite your partner or your parents with a link. They see the same household, so nobody is working from a figure they half-remember. ASK ABOUT YOUR OWN MONEY The built-in assistant answers questions like "what's our biggest liability?" or "how much is in pensions?" using your household's real figures. It has nothing else to draw on, so it can't invent a number. YOUR DATA, YOUR COPY Export everything to Excel or CSV whenever you want, or download a full backup to keep. Delete your account, and everything in it, from inside the app. Clanfolio doesn't sell your data and carries no ads. It isn't a budgeting app, and it doesn't give financial advice — it shows you your own numbers, clearly, and leaves the decisions to you. On iPhone and iPad, in light or dark. CLANFOLIO FAMILY Try everything free for 14 days, with no card needed. After that, Clanfolio Family is one subscription that covers everyone in your household, on every device, billed monthly or yearly. Exporting and backing up your data stays free, subscribed or not. Payment is charged to your Apple Account when you confirm. The subscription renews automatically at the same price unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use: https://www.clanfolio.com/terms Privacy Policy: https://www.clanfolio.com/privacy