Comparison

Endowus vs CGS iTrade v3 (SG)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Endowus

This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.

Highlights
  • Personalized financial planning
  • Globally diversified portfolios
  • Low-cost institutional funds
  • Goal-based investing
  • Auto rebalancing & monitoring
  • 100% trailer fee cashback
Features
Read full description

Tens of thousands of clients invest and grow their savings with Endowus, in globally diversified portfolios at low cost. Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app. Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers. WHO WE ARE Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience. Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia. Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023. WHY INVEST WITH US Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client. Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time. Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform. Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest. KEY FEATURES (Availability of features may vary based on geography.) > Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing. > DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns. > Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG) > 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns. > Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience. > Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities. GET IN TOUCH Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us: For Singapore users, please contact Endowus Singapore Pte Ltd: - WhatsApp at +65 3129 0038 - Email at support@endowus.com For Hong Kong users, please contact Endowus HK Ltd: - WhatsApp at +852 3018 8978 - Email at support.hk@endowus.com By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.

About

CGS iTrade v3 (SG)

This mobile trading platform allows users to invest in stocks anytime, anywhere. It offers a secure and user-friendly interface with powerful tools for account management, stock analysis, and market research. Supports multiple languages and convenient login options.

Highlights
  • Hassle-free login with Face ID/Touch ID
  • Fast and secure transactions with Singpass 2FA/SMS OTP
  • Account management and custody holdings
  • Advanced technical charts for stock analysis
  • Real-time price quotes and market data
  • Stock alerts and market movement notifications
  • Global stock screening with rating system
Features
Read full description

CGS iTrade Mobile | Redefining your trading experience Imagine carrying a mobile trading platform in your hands and trading while on the go. CGS iTrade is that mobile trading platform. Designed with you in mind, the revolutionary CGS iTrade mobile redefines your trading experience with a suite of trading solutions tailored to meet your trading and investment needs. Hassle-free login We bring convenience to you. With the availability of Face ID / Touch ID, you can now login to the CGS iTrade mobile app with ease. User-friendly interface and intuitive display You’ll know what to do the moment you log in. Navigation has never been easier. Fast and secure transaction Safeguarding your online transaction is a priority for us. To avoid unauthorized access and fraudulent trading, we introduced Singpass 2FA and SMS OTP where you are no longer required to key in your password each time you place a trade. Who would say no to an additional security layer for a fuss-free and more secure transaction? Powerful Trading Tools We always make sure that you are well equipped, and we are working hard to empower you with features that you’ll find useful. Enjoy a seamless trading experience with our intuitive trading tools: • Account Management provides you quick access to your account statement including contracts, custody holdings, trust balance and collateral financing • Analyze stocks performance with our Advanced Technical Charts • Access real-time price, stock-related information anytime, anywhere • Receive timely notifications on latest market movements on real time basis and order status via Stock Alert • iScreener enables the screening of over 6,000 stocks in 17 exchanges worldwide and generates a unique 4-Star rating and Risk rating system for investors • Gain access to Company Financial Reports, Business Summary and Key Personnel details for Global markets • Search for latest price quotes for various stock markets including market indices • Customize your iTrade Watchlist and monitor your stocks performance • Read award-winning research reports by our Research team CGS iTrade Mobile supports both English and Chinese languages. OS Requirements: Compatible with iPhone and iPad Support OS version: 12.0 and above If you would like to open a trading account with us, please contact our Call Center at 1800 538 9889 from 8:30am to 6pm, Mondays to Fridays (excluding public holidays) or email clientservices.sg@cgsi.com. Be in our loop. Follow us for more intel. Website: www.itrade.cgsi.com.sg Instagram: @cgsi_sg

Screenshots

Endowus4 screens
CGS iTrade v3 (SG)4 screens

Verdict

The call

The clearest difference is review sentiment: Endowus at 93% against CGS iTrade v3 (SG)'s 0%. Endowus also leads on update cadence (every 3 days vs every 2 months). CGS iTrade v3 (SG)'s advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Endowus ships an update every 3 days, CGS iTrade v3 (SG) every 2 months. The most recent releases landed on October 12, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
Endowus versus CGS iTrade v3 (SG): the parameters behind the verdict, then further details
ParameterEndowusCGS iTrade v3 (SG)
PriceFreeFree
Rating4.6 (22 ratings) — better—
Positive reviews92.5% of reviews — better0.0% of reviews
Number of ratings22 — better—
Update frequencyEvery 3 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size169 MB364 MB
Age rating4+17+
DeveloperEndowus Technologies Pte. Ltd.CGS International Securities Singapore Pte. Ltd.

Customer experience

Endowus

All ratings22 ratings
Positive86.4%
Neutral4.5%
Negative9.1%
Written reviews67 reviews
Positive92.5%
Neutral4.5%
Negative3.0%

CGS iTrade v3 (SG)

Written reviews10 reviews
Positive0.0%
Neutral10.0%
Negative90.0%

Bugs and requests

Endowus

Reported bugs

3 issues
  • Details have to be retyped when switching screens
  • App can be cluttered with irrelevant content
  • Bug on the More section where account and preferences doesn't seem to work

Requested features

12 requests
  • Option to increase font size
  • Option to include performance net of fees
  • User-customized reordering or grouping of investments
  • Option to hide or move celebrity/influencer tiles
  • Seamless rebalancing of CPF portfolios
Show 7 more
  • iPad version of the app
  • More frequent market views and global financial landscape insights
  • Function to switch directly between portfolios
  • More user-intuitive web login interface
  • AI-driven fund filtering
  • More innovative ways to help investors filter funds
  • Bug fix for 'More' section (account/preferences not working)

CGS iTrade v3 (SG)

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Endowus

No in-app purchases

None

CGS iTrade v3 (SG)

No in-app purchases

Questions

Is Endowus free?
Endowus is free to download, with no in-app purchases.
Is CGS iTrade v3 (SG) free?
CGS iTrade v3 (SG) is free to download, with no in-app purchases.
Do Endowus or CGS iTrade v3 (SG) have ads?
Neither Endowus nor CGS iTrade v3 (SG) shows ads.
Which is updated more often, Endowus or CGS iTrade v3 (SG)?
Endowus ships an update every 3 days, and CGS iTrade v3 (SG) every 2 months. Most recently, Endowus was updated on October 12, 2026 and CGS iTrade v3 (SG) on September 15, 2026.

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