Comparison

Endowus vs Saving+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Endowus

This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.

Highlights
  • Personalized financial planning
  • Globally diversified portfolios
  • Low-cost institutional funds
  • Goal-based investing
  • Auto rebalancing & monitoring
  • 100% trailer fee cashback
Features
Read full description

Tens of thousands of clients invest and grow their savings with Endowus, in globally diversified portfolios at low cost. Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app. Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers. WHO WE ARE Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience. Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia. Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023. WHY INVEST WITH US Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client. Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time. Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform. Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest. KEY FEATURES (Availability of features may vary based on geography.) > Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing. > DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns. > Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG) > 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns. > Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience. > Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities. GET IN TOUCH Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us: For Singapore users, please contact Endowus Singapore Pte Ltd: - WhatsApp at +65 3129 0038 - Email at support@endowus.com For Hong Kong users, please contact Endowus HK Ltd: - WhatsApp at +852 3018 8978 - Email at support.hk@endowus.com By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.

About

Saving+

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

Highlights
  • Interest rate comparison
  • Savings bonus calculator
  • Optimize savings strategy
  • Data protection
  • Light & dark modes
Features
Read full description

Unlock the Full Potential of Your Savings with Saving+ Maximize your savings account interest rates effortlessly. Unsure which savings account is best for your income? Saving+ simplifies the decision by comparing rates across top banks and accounts like OCBC 360, UOB One, Trust by Standard Chartered (sc, scb) and Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, HSBC, and others are on the way. Struggling to meet OCBC 360 Save Bonus requirement to earn $125 Bonus Interest? With Saving+, a quick calculation shows exactly how much to adjust—whether transferring in or out of your account. No more financial juggling to meet the $500 average daily balance increase while investing elsewhere. Saving+ optimizes every dollar. Whether you’re saving for retirement, managing wealth, or aiming to boost your interest earnings, Saving+ equips you with the tools to make smarter financial decisions. Key Features: • Save Bonus Calculator: Instantly calculate the required amount to meet OCBC 360’s Save Bonus, ensuring you maximize your savings account benefits. • Interest Rate Comparison: Easily compare interest rates across banks and savings accounts, and optimize your savings.. • Light & Dark Modes: Customize your experience with the interface that suits you best. • Data Protection: Your personal data stays private, never stored or uploaded. Perfect for anyone seeking to save more, invest wisely, and grow their wealth, Saving+ is your go-to tool for maximizing savings account interest rates. Easily compare rates, meet bonus requirements, and boost your savings with just a few clicks. Download Saving+ today and never miss out on maximizing your savings interest again! Terms of Use: https://habitrewards.me/terms-of-use Privacy Policy: https://habitrewards.me/privacy-policy We value your feedback and suggestions. Connect with us: Email: hi@habitrewards.me

Screenshots

Endowus4 screens
Saving+4 screens

Verdict

The call

The clearest difference is in-app purchases: Endowus at none against Saving+'s 18. Endowus also leads on review sentiment (93% vs 79%) and ratings volume (22 vs 3). Saving+'s advantage is rating (5.0 vs 4.6). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saving+ sells 17 in-app purchases, starting at $0.49 per 7 days. Endowus asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Saving+ holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Endowus has 22 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 93% of Endowus's written reviews are positive against 79% of Saving+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Endowus ships an update every 3 days, Saving+ every 2 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Endowus versus Saving+: the parameters behind the verdict, then further details
ParameterEndowusSaving+
PriceFreeFree
Rating4.6 (22 ratings)5.0 (3 ratings) — better
Positive reviews92.5% of reviews — better78.6% of reviews
Number of ratings22 — better3
Update frequencyEvery 3 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0.0 — better
Further details — not scored
Size169 MB58 MB
Age rating4+4+
DeveloperEndowus Technologies Pte. Ltd.BetterBit

Customer experience

Endowus

All ratings22 ratings
Positive86.4%
Neutral4.5%
Negative9.1%
Written reviews67 reviews
Positive92.5%
Neutral4.5%
Negative3.0%

Saving+

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive78.6%
Neutral7.1%
Negative14.3%

Bugs and requests

Endowus

Reported bugs

3 issues
  • Details have to be retyped when switching screens
  • App can be cluttered with irrelevant content
  • Bug on the More section where account and preferences doesn't seem to work

Requested features

12 requests
  • Option to increase font size
  • Option to include performance net of fees
  • User-customized reordering or grouping of investments
  • Option to hide or move celebrity/influencer tiles
  • Seamless rebalancing of CPF portfolios
Show 7 more
  • iPad version of the app
  • More frequent market views and global financial landscape insights
  • Function to switch directly between portfolios
  • More user-intuitive web login interface
  • AI-driven fund filtering
  • More innovative ways to help investors filter funds
  • Bug fix for 'More' section (account/preferences not working)

Saving+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Endowus

No in-app purchases

17 purchases

Saving+

Subscriptions15
  • Unlimited$0.497 Days
  • Unlimited$0.997 Days
  • Unlimited3 Days trial$1.991 Month
Show 12 more
  • Unlimited2 variants$2.991 Month
  • Unlimited7 Days trial$2.991 Month
  • Unlimited3 Days trial$2.991 Month
  • Monthly$6.991 Month
  • Unlimited (Yearly)$9.991 Year
  • Unlimited (Yearly)3 Days trial$9.991 Year
  • 6 Months$17.996 Months
  • Yearly7 Days trial$19.991 Year
  • 6 Months$34.996 Months
  • Yearly7 Days trial$39.991 Year
  • 6 Months$39.996 Months
  • Yearly7 Days trial$69.991 Year
One-time2
  • Unlimited$19.99
  • Unlimited$29.99

Questions

Is Endowus free?
Endowus is free to download, with no in-app purchases.
Is Saving+ free?
Saving+ is free to download, with in-app purchases available.
Which has better reviews, Endowus or Saving+?
Saving+ is rated higher. Endowus averages 4.6 out of 5 from 22 ratings, while Saving+ averages 5.0 from 3 ratings.
Do Endowus or Saving+ have ads?
Neither Endowus nor Saving+ shows ads.
Which is updated more often, Endowus or Saving+?
Endowus ships an update every 3 days, and Saving+ every 2 days. Most recently, Endowus was updated on October 16, 2026 and Saving+ on October 15, 2026.

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