Comparison

CG Pay Nepal vs Hamro Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CG Pay Nepal

This app provides a secure and rapid platform for online payments, enabling users to send and receive money instantly. It features various utility bill payments, mobile recharges, and offers cashback rewards on services.

Highlights
  • Utility bill payments
  • Mobile recharge
  • Send and receive money
  • Scan and pay
  • Cashbacks and discounts
  • Transaction history
Features
Read full description

CG Pay offers the safest and fastest online payment experience for various Utility Payments. It is an easy way to send money or accept payments instantly. It also provides various offers & cash backs on various service payments. A lot of new exciting services & offers will be added soon. Things you can do with the CGPay Mobile Recharge · Nepal Telecom · Ncell · Smart Cell · UTL Internet Bill Payment · Vianet · World Link Electricity Bill Payment Water Bill Payment Scan and Pay Cashbacks and Discounts Transaction History & Help Center How to load CGPay? You can load your wallet using internet banking, mobile banking, or simply requesting your friend to load your CGPay Account. For more details, please visit our website at https://cgpay.com.np Any suggestions for improvement? Let us know! Please send us an email to support@cgpay.com.np

About

Hamro Pay

Features
Read full description

Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you're paying bills, transferring funds, or managing expenses, Hamro Pay is your trusted partner for a smarter, hassle-free financial journey. Why Hamro Pay? Hamro Pay is more than just a payment platform; it's your financial assistant, simplifying your financial life. Enjoy unmatched convenience, top-notch security, and real-time support, while unlocking exclusive offers and rewards. Key Features That Set Us Apart: ● Effortless Payments and Money Transfers Send money instantly to friends, family, or directly to bank accounts with just a few taps. ● Mobile and Data Pack Recharge Stay connected with quick and easy top-ups for your mobile phones and data packs. ● Comprehensive Bill Payments Pay your: ● Electricity bills ● Water bills ● Internet bills ● TV bills ...in just a few clicks—on time, every time. ● Multi-Language Support Use the app in your preferred language, including: ● English ● Nepali ● Nepal Bhasa ● Maithili ● Doteli ● Tharu ● Bill Payment Reminders Never miss a due date with timely bill payment reminders, keeping your finances on track effortlessly. ● Request Money with Ease Need funds? Use the "Ask Money" feature to send requests to loved ones effortlessly. ● Expense Splitting Simplify group expenses with features to split and track costs, making shared payments stress-free. ● Exciting Offers and Cashback Enjoy exclusive deals, rewards, and cashback on your transactions. ● Universal QR Payments Scan and pay seamlessly at stores, markets, and local businesses with wide QR code compatibility. ● Track Spending with Ease Understand and manage your money better with simple spending summaries and insights. ● Event Ticketing Discover and book tickets for shows, events, and activities directly through the app. ● Link Bank Accounts for Direct Payments Securely link your bank accounts and pay directly without any hassle. ● Flight and Bus Ticketing Book flights and bus tickets with ease, right from the app, for your hassle-free travel planning. ● Government Payments Simplify your obligations by paying government-related fees and taxes securely through Hamro Pay. ● Audio Notifications Stay informed with real-time audio alerts for transactions. ● 24/7 Chat Support We're always here for you! Get instant help, anytime you need it. Secure, Simple, and User-Friendly With cutting-edge security features and an intuitive interface, Hamro Pay ensures your transactions are safe, reliable, and effortless. Download Hamro Pay today and experience the future of digital payments in Nepal!

Screenshots

CG Pay Nepal4 screens
Hamro Pay4 screens

Verdict

The call

The clearest difference is update cadence: CG Pay Nepal at every 11 days against Hamro Pay's every 2 months. CG Pay Nepal also leads on iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CG Pay Nepal ships an update every 11 days, Hamro Pay every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
CG Pay Nepal versus Hamro Pay: the parameters behind the verdict, then further details
ParameterCG Pay NepalHamro Pay
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 11 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size17 MB88 MB
Age rating17+4+
DeveloperC. G. Digital Pvt. Ltd.Hamro Patro

In-app purchases

None

CG Pay Nepal

No in-app purchases

None

Hamro Pay

No in-app purchases

Questions

Is CG Pay Nepal free?
CG Pay Nepal is free to download, with no in-app purchases.
Is Hamro Pay free?
Hamro Pay is free to download, with no in-app purchases.
Do CG Pay Nepal or Hamro Pay have ads?
Neither CG Pay Nepal nor Hamro Pay shows ads.
Which is updated more often, CG Pay Nepal or Hamro Pay?
CG Pay Nepal ships an update every 11 days, and Hamro Pay every 2 months. Most recently, CG Pay Nepal was updated on October 24, 2026 and Hamro Pay on October 28, 2026.

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