Comparison

Go Budget vs Spendy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Go Budget

Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.

Highlights
  • Envelope-style spending categories
  • Bill reminders and tracking
  • Budget sharing with family
  • Seamless sync across devices
  • Monthly, weekly, and bi-weekly budgeting
  • Manual progress tracking
Features
Read full description

Go Budget will be shut down July 1, 2026. Please export your data before that date! --- Use Go Budget to plan your budget and take control of your finances. - Create envelope-style spending categories and track purchases painlessly - Get reminders for recurring bills and track when they are paid - Add Go Budget+ to share a budget with a partner or your whole family Go Budget is designed around two goals: 1. Take the normally unpleasant experience of managing a budget and make it simple and easy to stay on top of. 2. Provide a seamless sync experience for families and others who need to share a budget. The Go Budget app is fully featured and allows you to track income, bills, daily spending, and saving goals right from your phone with a simple, modern interface. You can subscribe to Go Budget+ to: - Share and sync budgets with others - we'll automatically keep your budgets in sync - Backup budgets online securely - Access from any device To restore an existing Go Budget+ subscription, sign into the Go Budget account used when subscribing to Go Budget+. -- Go Budget embraces the philosophy that the best way to manage your budget is the old school way - by setting budgeting goals and manually tracking your progress. Go Budget makes this as simple as possible, and automates things that repeat like bills and regular income. Our budgeting method is strongly influenced by the envelope budget method, which has been battle-proven by millions of successful budgeters over the years. Go Budget makes things a bit simpler than putting money in physical envelopes, but the core principles are the same - start with your income and separate your money for bills, spending, and saving. Go Budget supports a variety of different budgeting time periods: - Monthly budgeting - Weekly budgeting - Semi-monthly budgeting - Bi-weekly budgeting This enables you to budget in the way that makes sense for you. The app also supports pretty much any type of income or bill schedule, so you can stay on top of things without having to enter them again and again every time they repeat. With Go Budget+, you can manage your household budget painlessly - every purchase and bill payment will be synced with all budget members automatically. Terms and conditions: https://gobudget.io/terms Privacy policy https://gobudget.io/privacy

About

Spendy

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

Highlights
  • iCloud Shared Budget
  • Quick Expense Entry
  • Budget as a Diary
  • Tag Management
  • Calendar & Reminders Integration
  • Automation Support
Features
Read full description

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

Screenshots

Go Budget4 screens
Spendy4 screens

Verdict

The call

The clearest difference is rating: Spendy at 5.0 against Go Budget's 4.8. Go Budget's advantage is ratings volume (38 vs 6) and iOS requirement (15.6 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Go Budget sells 1 in-app purchase, starting at $1.99 per month and Spendy sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spendy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Go Budget has 38 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 93% of Go Budget's written reviews are positive against 96% of Spendy's.

UpkeepUpdate frequency

Go Budget ships an update every 9 days, Spendy every 5 days. The most recent releases landed on June 9, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Go Budget versus Spendy: the parameters behind the verdict, then further details
ParameterGo BudgetSpendy
PriceFreeFree
Rating4.8 (38 ratings)5.0 (6 ratings) — better
Positive reviews92.9% of reviews96.3% of reviews — better
Number of ratings38 — better6
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS15.6 — better26.0
Further details — not scored
Size33 MB56 MB
Age rating4+4+
DeveloperGo Apps LLCdasol kim

Customer experience

Go Budget

All ratings38 ratings
Positive94.7%
Neutral2.6%
Negative2.6%
Written reviews14 reviews
Positive92.9%
Neutral7.1%
Negative0.0%

Spendy

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive96.3%
Neutral3.7%
Negative0.0%

In-app purchases

1 purchases

Go Budget

Subscriptions1
  • Go Budget+1 Month trial$1.991 Month
5 purchases

Spendy

Subscriptions2
  • Day Money Premium Monthly Plan7 Days trial$1.991 Month
  • Day Money Premium Yearly Plan$9.991 Year
One-time3
  • 50% off Premium Lifetime$9.99
  • Day Money Premium Lifetime$14.99
  • Day Money Premium Lifetime$19.99

Questions

Is Go Budget free?
Go Budget is free to download, with in-app purchases available.
Is Spendy free?
Spendy is free to download, with in-app purchases available.
Which has better reviews, Go Budget or Spendy?
Spendy is rated higher. Go Budget averages 4.8 out of 5 from 38 ratings, while Spendy averages 5.0 from 6 ratings.
Do Go Budget or Spendy have ads?
Neither Go Budget nor Spendy shows ads.
Which is updated more often, Go Budget or Spendy?
Go Budget ships an update every 9 days, and Spendy every 5 days. Most recently, Go Budget was updated on June 9, 2026 and Spendy on September 24, 2026.

Other comparisons