Go Budget vs Spendy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Go Budget
Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.
- Envelope-style spending categories
- Bill reminders and tracking
- Budget sharing with family
- Seamless sync across devices
- Monthly, weekly, and bi-weekly budgeting
- Manual progress tracking
Read full descriptionHide full description
Go Budget will be shut down July 1, 2026. Please export your data before that date! --- Use Go Budget to plan your budget and take control of your finances. - Create envelope-style spending categories and track purchases painlessly - Get reminders for recurring bills and track when they are paid - Add Go Budget+ to share a budget with a partner or your whole family Go Budget is designed around two goals: 1. Take the normally unpleasant experience of managing a budget and make it simple and easy to stay on top of. 2. Provide a seamless sync experience for families and others who need to share a budget. The Go Budget app is fully featured and allows you to track income, bills, daily spending, and saving goals right from your phone with a simple, modern interface. You can subscribe to Go Budget+ to: - Share and sync budgets with others - we'll automatically keep your budgets in sync - Backup budgets online securely - Access from any device To restore an existing Go Budget+ subscription, sign into the Go Budget account used when subscribing to Go Budget+. -- Go Budget embraces the philosophy that the best way to manage your budget is the old school way - by setting budgeting goals and manually tracking your progress. Go Budget makes this as simple as possible, and automates things that repeat like bills and regular income. Our budgeting method is strongly influenced by the envelope budget method, which has been battle-proven by millions of successful budgeters over the years. Go Budget makes things a bit simpler than putting money in physical envelopes, but the core principles are the same - start with your income and separate your money for bills, spending, and saving. Go Budget supports a variety of different budgeting time periods: - Monthly budgeting - Weekly budgeting - Semi-monthly budgeting - Bi-weekly budgeting This enables you to budget in the way that makes sense for you. The app also supports pretty much any type of income or bill schedule, so you can stay on top of things without having to enter them again and again every time they repeat. With Go Budget+, you can manage your household budget painlessly - every purchase and bill payment will be synced with all budget members automatically. Terms and conditions: https://gobudget.io/terms Privacy policy https://gobudget.io/privacy
Spendy
A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.
- iCloud Shared Budget
- Quick Expense Entry
- Budget as a Diary
- Tag Management
- Calendar & Reminders Integration
- Automation Support
Read full descriptionHide full description
The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/
Screenshots
Verdict
The clearest difference is rating: Spendy at 5.0 against Go Budget's 4.8. Go Budget's advantage is ratings volume (38 vs 6) and iOS requirement (15.6 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Go Budget sells 1 in-app purchase, starting at $1.99 per month and Spendy sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spendy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Go Budget has 38 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 93% of Go Budget's written reviews are positive against 96% of Spendy's.
Go Budget ships an update every 9 days, Spendy every 5 days. The most recent releases landed on June 9, 2026 and September 24, 2026 respectively.
| Parameter | Go Budget | Spendy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (38 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 92.9% of reviews | 96.3% of reviews — better |
| Number of ratings | 38 — better | 6 |
| Update frequency | Every 9 days | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 33 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Go Apps LLC | dasol kim |
Customer experience
Go Budget
Spendy
In-app purchases
Go Budget
- Go Budget+1 Month trial$1.991 Month
Spendy
- Day Money Premium Monthly Plan7 Days trial$1.991 Month
- Day Money Premium Yearly Plan$9.991 Year
- 50% off Premium Lifetime$9.99
- Day Money Premium Lifetime$14.99
- Day Money Premium Lifetime$19.99









