Lightsplit vs Let's Settle Up

Split bills for trips, rent and meals with friends. Lightsplit tracks shared expenses and shows who owes whom, even when several people pay. Friends can also use Lightsplit on the web, LINE, Telegram or Discord. Start with virtual members, then share a group link when everyone is ready to join. START SPLITTING RIGHT AWAY • Create virtual members and track expenses before friends even sign up. When they join, they claim their records • Invite anyone in seconds with a QR code or link • Keep separate groups for trips, roommates, and nights out, and manage them all in one place SPLIT ANY EXPENSE • Split evenly, by shares, or by exact amounts, and mix them freely • Expenses, income, and transfers, with multiple payers • Built-in calculator and category icons AI RECEIPT SCAN • Scan a receipt or order screenshot with AI, then check the items and amounts before saving • Record it as one expense or split item by item • The free plan includes a limited number of scans; Premium raises the limit CONNECT AI APPS WITH MCP • Connect a compatible AI app to Lightsplit after signing in and approving access • Ask it to add expenses, look up transactions and review spending breakdowns • View and revoke connected apps from your profile SETTLE UP THE SMART WAY • Simplify group debts and see suggested repayments • Mark a debt as paid and the transfer is recorded automatically • Remind whoever still owes with one tap MULTI-CURRENCY • Record spending in different currencies with automatic conversion • Log each expense in its own currency, auto-converted to your group's settlement currency • Made for international trips STATS, BUDGETS & MORE • Category charts show exactly where the group's money went • Group budgets and personal spending limits • Shared to-do lists that convert into expenses • Save your payment details so friends know exactly how to pay you back Lightsplit Premium Subscribe to unlock: • An ad-free experience • Personal statistics • Record search and filters • Spreadsheet export • Full edit history • Unlimited records and to-dos • A higher AI scan limit Free to download, with limits on the free plan. Premium is an optional subscription. Create your first group and keep shared expenses clear. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Let's Settle Up! is an intuitive, free tool for splitting bills and tracking shared expenses with friends, flatmates, your partner, or on trips together. No ads. Shared rent, a weekend getaway, or just pizza with friends? Let's Settle Up! precisely tracks who paid for what, who owes whom, and suggests the optimal way to settle up with the fewest possible transfers. Key features: • Receipt scanning — snap a photo and AI turns the items into expenses • Unlimited expenses within shared groups • Smart debt simplification — settle up in the fewest possible transactions • Three split methods: equally, by amount, by percentage • Individual multipliers (e.g. for someone eating more) • Multi-currency — expenses in any currency, automatically converted to the group's settlement currency • Available on iPhone and in the browser: letssettleup.com Groups that fit your life: Create separate groups for different occasions — a holiday with friends, a shared flat, regular dinners. Each group has its own members, currency, and history. Three ways to invite: • An 8-character invite code • A shareable link • An email invitation (auto-join after creating an account) The owner and admins can manage members, edit other people's expenses, and confirm settlements on behalf of others — perfect for cash payments outside the app. Settlements made simple: After every expense, the app calculates net balances and proposes the optimal set of transfers. Two-step confirmation: the payer marks the transfer as sent, the recipient confirms receipt of the funds. No more misunderstandings about who owes whom how much. The app keeps a full history of all transactions. Activity and statistics: • An activity feed shows new expenses, settlements, and group changes • Per-group statistics: total expenses, your share, largest expenses, a pie chart of contributions • Mark a group as closed once a trip is over — browse the history without the risk of accidental changes Import and export: • Import existing expenses from a CSV file (Splitwise format supported) • Export any group as a PDF (formatted report) or XLSX (5 sheets: summary, members, expenses, settlements, balances) • Share reports via your favourite app or save to the cloud Notifications under control: You'll get a notification when someone adds an expense, joins a group, or settles up with you. Full control — turn each type on or off separately. No ads, no spam. Privacy and security: • Data stored in Firebase Firestore (Warsaw, EU region) — GDPR compliant • No data analytics, no tracking • Optional error reporting (Crashlytics) — the choice is yours • Delete your account with one tap at any time Try it without registering: Choose "Try demo" on the login screen — a full test version with 4 accounts and 3 sample groups, no registration required. All data stays on your device. Many languages: Available in 11 languages, push notifications included. How it works — in 3 steps: 1. Create a group and invite your friends 2. Add expenses as you go — who paid, how much, who shared 3. Open the settlements screen and see the simplest way to clear the debts Free to use: Create your first groups for free. If you need more, support development with a one-time donation (Coffee, Pizza, or Dinner) — each adds slots for new groups. No subscription, no recurring fees. Questions, ideas, or bug reports? Contact us at contact@letssettleup.com. Let's Settle Up! — because friendship shouldn't end with an awkward conversation about money.