M vs DhowCSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
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M-TAWI is Kenya Police DT Sacco mobile banking application which allows you to access your bank account through your mobile phone wherever you go. You can now open a savings account, get a loan and pay bills all at the comfort of your home. Discover friendly and convenient banking today through USSD *653# or through downloading the app. At Kenya Police DT Sacco we understand that we all live busy lives hence we have designed state of the art mobile banking app that allows you to pocket your bank, taking it with you wherever you go. You get access to:- - Fast account opening solution where you open an account in lightning speed - Access up to date information on your accounts - Enjoy the convenience of transferring money to other accounts locally and internationally anywhere, anytime. - View your outstanding bill amount and make instant bill payments using your bank account and so much more. - Request different types of loans. The app allows you convenience on the go and is perfect for your day to day banking needs solutions.
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Screenshots
Verdict
The clearest difference is update cadence: DhowCSD at every 3 months against M's every 7 months. M's advantage is iOS requirement (12.4 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 7 months, DhowCSD every 3 months. The most recent releases landed on October 7, 2026 and September 30, 2026 respectively.
| Parameter | M | DhowCSD |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.6 (7 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | Every 7 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.4 — better | 14.0 |
| Further details — not scored | ||
| Size | 61 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Kenya Police Sacco Society LTD | Central Bank of Kenya |
In-app purchases
M
No in-app purchases
DhowCSD
No in-app purchases
