FBCU Mobile vs MTCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBCU Mobile
Manage your finances on the go with this mobile banking app. Access account history, transfer funds, deposit checks, and pay bills securely. Control your debit cards, customize your app's appearance, and get real-time support.
- Account history and balance review
- Fund transfers between accounts and P2P payments
- Mobile check deposit
- Bill payment services
- Card controls (on/off, lost/stolen reporting, limits, alerts)
- Biometric login
- Light/dark mode and customizable layout
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Simplify your life and stay in control with First Basin Mobile for your Apple devices. View account history, transfer funds, deposit checks and pay bills all within the app. Manage Your Accounts • Quickly and securely access your account with biometric capable devices. • Review activity and balances in your account. • View and print copies of cleared checks. • Link your other First Basin accounts together for easy management. Transfers, Payments and Deposits • Transfer funds between your First Basin accounts. • Easily transfer funds to other First Basin members. • Quickly send money to anyone using P2P payments. • Pay your bills with First Basin's Bill Pay service. • Easily make your First Basin loan payment(s). Change the Look • Switch between light and dark mode on compatible devices. • Arrange the layout to see your account the way you want to see it. Card Controls • Easily turn your card on and off. • Report your card lost or stolen. • Quickly reorder an existing card. • Set spending limits. • Set alerts for amounts, transaction types and merchants. • Set location boundaries where your card(s) can be used. Stay Connected • Have a question? Start a chat with us for real time support. • Receive account alerts and other notices from First Basin. • Keep up with First Basin on social media. Locate • Easily find the nearest First Basin branch or ATM.
MTCU Mobile
Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and efficiently. Access your accounts anytime, anywhere, with fast and free service.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Enroll for online banking
- Enroll for bill payment
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Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills. • Enroll for OLB & Mobiliti via the mobile app. • Enroll for Bill Payment via the mobile app. • Click on forgot password to change your password. Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ads: FBCU Mobile at none against MTCU Mobile's shown. FBCU Mobile also leads on update cadence (monthly vs every 4 months) and ratings volume (3.3K vs 160). MTCU Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FBCU Mobile against 4.8 for MTCU Mobile. That said, the two scores are not equally well evidenced: FBCU Mobile has 3.3K ratings behind it against 160, so its average is the more settled of the two. Written reviews are what separate them: 46% of FBCU Mobile's written reviews are positive against 33% of MTCU Mobile's.
FBCU Mobile ships an update monthly, MTCU Mobile every 4 months. Both last shipped on October 15, 2026.
| Parameter | FBCU Mobile | MTCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 4.8 (160 ratings) |
| Positive reviews | 46.2% of reviews — better | 33.3% of reviews |
| Number of ratings | 3.3K — better | 160 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 177 MB | 126 MB |
| Age rating | 12+ | 4+ |
| Developer | First Basin Credit Union | MTCU |
Customer experience
FBCU Mobile
MTCU Mobile
Bugs and requests
FBCU Mobile
Reported bugs
3 issues- Rejecting deposits
- Unable to see card information
- Crashing issues
Requested features
3 requests- Increase mobile deposit limit
- Improve mobile deposit functionality
- Allow viewing of transaction history
MTCU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FBCU Mobile
No in-app purchases
MTCU Mobile
No in-app purchases
Questions
Is FBCU Mobile free?
Is MTCU Mobile free?
Which has better reviews, FBCU Mobile or MTCU Mobile?
Do FBCU Mobile or MTCU Mobile have ads?
Which is updated more often, FBCU Mobile or MTCU Mobile?
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