Comparison

FBCU Mobile vs MTCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FBCU Mobile

Manage your finances on the go with this mobile banking app. Access account history, transfer funds, deposit checks, and pay bills securely. Control your debit cards, customize your app's appearance, and get real-time support.

Highlights
  • Account history and balance review
  • Fund transfers between accounts and P2P payments
  • Mobile check deposit
  • Bill payment services
  • Card controls (on/off, lost/stolen reporting, limits, alerts)
  • Biometric login
  • Light/dark mode and customizable layout
Features
Read full description

Simplify your life and stay in control with First Basin Mobile for your Apple devices. View account history, transfer funds, deposit checks and pay bills all within the app. Manage Your Accounts • Quickly and securely access your account with biometric capable devices. • Review activity and balances in your account. • View and print copies of cleared checks. • Link your other First Basin accounts together for easy management. Transfers, Payments and Deposits • Transfer funds between your First Basin accounts. • Easily transfer funds to other First Basin members. • Quickly send money to anyone using P2P payments. • Pay your bills with First Basin's Bill Pay service. • Easily make your First Basin loan payment(s). Change the Look • Switch between light and dark mode on compatible devices. • Arrange the layout to see your account the way you want to see it. Card Controls • Easily turn your card on and off. • Report your card lost or stolen. • Quickly reorder an existing card. • Set spending limits. • Set alerts for amounts, transaction types and merchants. • Set location boundaries where your card(s) can be used. Stay Connected • Have a question? Start a chat with us for real time support. • Receive account alerts and other notices from First Basin. • Keep up with First Basin on social media. Locate • Easily find the nearest First Basin branch or ATM.

About

MTCU Mobile

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and efficiently. Access your accounts anytime, anywhere, with fast and free service.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Enroll for online banking
  • Enroll for bill payment
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills. • Enroll for OLB & Mobiliti via the mobile app. • Enroll for Bill Payment via the mobile app. • Click on forgot password to change your password. Federally insured by the NCUA.

Screenshots

FBCU Mobile4 screens
MTCU Mobile4 screens

Verdict

The call

The clearest difference is ads: FBCU Mobile at none against MTCU Mobile's shown. FBCU Mobile also leads on update cadence (monthly vs every 4 months) and ratings volume (3.3K vs 160). MTCU Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FBCU Mobile against 4.8 for MTCU Mobile. That said, the two scores are not equally well evidenced: FBCU Mobile has 3.3K ratings behind it against 160, so its average is the more settled of the two. Written reviews are what separate them: 46% of FBCU Mobile's written reviews are positive against 33% of MTCU Mobile's.

UpkeepUpdate frequency

FBCU Mobile ships an update monthly, MTCU Mobile every 4 months. Both last shipped on October 15, 2026.

Scorecard5 real differences · 5 level
FBCU Mobile versus MTCU Mobile: the parameters behind the verdict, then further details
ParameterFBCU MobileMTCU Mobile
PriceFreeFree
Rating4.8 (3.3K ratings) — better4.8 (160 ratings)
Positive reviews46.2% of reviews — better33.3% of reviews
Number of ratings3.3K — better160
Update frequencyMonthly — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.415.0 — better
Further details — not scored
Size177 MB126 MB
Age rating12+4+
DeveloperFirst Basin Credit UnionMTCU

Customer experience

FBCU Mobile

All ratings3,287 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews26 reviews
Positive46.2%
Neutral3.8%
Negative50.0%

MTCU Mobile

All ratings127 ratings
Positive96.1%
Neutral0.0%
Negative3.9%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

FBCU Mobile

Reported bugs

3 issues
  • Rejecting deposits
  • Unable to see card information
  • Crashing issues

Requested features

3 requests
  • Increase mobile deposit limit
  • Improve mobile deposit functionality
  • Allow viewing of transaction history

MTCU Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FBCU Mobile

No in-app purchases

None

MTCU Mobile

No in-app purchases

Questions

Is FBCU Mobile free?
FBCU Mobile is free to download, with no in-app purchases.
Is MTCU Mobile free?
MTCU Mobile is free to download, with no in-app purchases.
Which has better reviews, FBCU Mobile or MTCU Mobile?
FBCU Mobile is rated higher. FBCU Mobile averages 4.8 out of 5 from 3.3K ratings, while MTCU Mobile averages 4.8 from 160 ratings.
Do FBCU Mobile or MTCU Mobile have ads?
MTCU Mobile shows ads; FBCU Mobile does not.
Which is updated more often, FBCU Mobile or MTCU Mobile?
FBCU Mobile ships an update monthly, and MTCU Mobile every 4 months. Most recently, FBCU Mobile was updated on October 15, 2026 and MTCU Mobile on October 15, 2026.

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