CloudAccount vs paynines
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CloudAccount
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CloudAccount.io by PAA CAPITAL®. Privacy and Security as you deserve. Global Banking in the palm of your hands, with the efficiency by European standards. A complete Smart Banking app that offers you the ability to complete transfers, exchange currencies, card load and view account balances directly from your smartphone.
paynines
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Paynines gives you the possibility to easily make account2account payments and see aggregated data about your bank accounts, using secure OpenBanking channels.
Screenshots
Verdict
The clearest difference is iOS requirement: paynines at 14.0 against CloudAccount's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CloudAccount ships an update every 7 months, paynines every 6 months. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.
| Parameter | CloudAccount | paynines |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 7 months | Every 6 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | PAA CAPITAL LIMITED | Paynines Operations SRL |
In-app purchases
CloudAccount
No in-app purchases
paynines
No in-app purchases
Questions
Is CloudAccount free?
Is paynines free?
Do CloudAccount or paynines have ads?
Which is updated more often, CloudAccount or paynines?
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