Cardless vs FinancialOS

The Cardless App provides mobile access to credit cards from your favorite brands. View your balance and transactions, redeem rewards, and make payments, all with more transparency than traditional banks. SECURITY & TRANSPARENCY Your information's security is our number one priority. Set up biometrics to view your card number and other sensitive data in-app and get notifications whenever your credit card is used, so that you always know what's going on with your account.

FinancialOS is a personal finance app that runs entirely on your device. No bank linking, no account to create, no subscription. Your data stays with you. THE 4 CORE WORKFLOWS • Monthly Tracker: see money in vs. out at a glance, month by month • Budget & Transactions: know where every dollar goes, and what's essential • Net Worth: track assets and debts, watch your wealth grow • Retirement Planner: model your future with live sliders for retirement age, monthly need, and returns, with a full month-by-month simulation PRIVATE BY DESIGN • Your data lives on your device, and nowhere else by default • There is no FinancialOS account and no FinancialOS server, so we never see your numbers • Want it on more than one device? Turn on optional sync through your own Google Drive. The file stays in your account, under your control • No tracking, no ads A COMPANION TO YOUR DESKTOP FinancialOS for iPhone is the free companion to FinancialOS for Mac and Windows. Activate it with the license key from your FinancialOS purchase. One key covers all your devices, and if you turn on Google Drive sync, your data follows you from device to device through your own account.