achieve by Petra vs Advanced Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
achieve by Petra
This platform offers curated financial solutions and investment plans to help users reach their financial goals. It allows for easy investing, budgeting, and goal setting directly from a mobile device. Users can manage savings, track progress, and access funds conveniently.
- Curated financial solutions
- Easy mobile investing
- Subaccounts for budgeting
- Goal accounts with target dates
- Momo Wallet integration
- Cash withdrawal to bank/wallet
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Achieve is a digital platform that provides you with carefully curated financial solutions and plans to help you achieve your financial goals. With Achieve, you can say goodbye to the daunting task of searching for the investment vehicle that fits you best. The Achieve App welcomes easy investing right from the comfort of your phone, or tablet. Current Products: DigiSave - DigiSave offers you the flexibility to invest towards your medium to long term goals while having access to your money within the shortest possible time to meet expenses that sneak up on you in the short-term. Contributions are automatically invested in the Plus Income Fund - A regulated mutual fund managed by Blackstar Advisors (the "Fund Manager"), and held with Stanbic Bank for safe keeping. App Features: 1. Sign up in a few simple steps. 2. Subscribe to carefully curated financial solutions. 3. Log In whenever, wherever at your own convenience. 4. Verify your ID information to keep safeguard your account against identity theft and fraud. 5. Create subaccounts for easy budgeting. 6. Create goal accounts with a target date and target amount and we will help you keep them on track. 7. Update your Bio Info, contact information, KYC information, and profile picture in a few simple steps whenever necessary. 8. Add and manage your Momo Wallet for easy transactions. 9. Withdraw cash from Achieve into your Bank Account or Momo wallet without any hustle. You always have access to your money, no matter what. 10. Reset your password when you forget it. 11. Deposit into your account and watch your savings grow!! For more information, visit https://theachieveproject.com/. You can also send your questions to answers@theachieveproject.com. Dream.Execute.Achieve.
Advanced Budget Tracker
Manage household finances collaboratively with real-time syncing across devices. Clearly distinguish fixed and variable expenses, track spending against budgets, and set savings goals. Visualize trends and receive smart alerts to prevent overspending.
- Family sync for shared budgets
- Fixed and variable cost tracking
- Customizable spending categories
- Savings and investment goal setting
- Budget spreadsheet overview
- Category trend visualization
- Smart budget alerts
- CSV export
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ADVANCED BUDGET TRACKER is a simple, powerful way for families to manage money together — on your iPhone, iPad, and the web, all perfectly in sync. 100% free. No ads, no subscriptions, no in-app purchases, no premium tier — every feature is included for every family, always. Built for households who want clarity without complexity, ADVANCED BUDGET TRACKER separates your Fixed Costs (rent, insurance, subscriptions) from your Variable Costs (groceries, dining, entertainment), so you always know what’s locked in and what’s flexible each month. KEY FEATURES FAMILY SYNC — One shared budget for your whole household, updated in real time across every device and our companion web app at budgetapp.seedtoinvest.com MULTI-CURRENCY — Choose from 14 currencies (USD, EUR, GBP, JPY, CAD, AUD, CHF, NZD, SGD, HKD, SEK, NOK, DKK, KRW) so the app matches your household’s currency FIXED & VARIABLE COSTS — Fixed costs post automatically each month once you’ve had a chance to set things up; variable costs are tracked with day-of-month pacing so you catch overspending early CUSTOM CATEGORIES — Add, rename, and reorder categories to match how your family actually spends SAVINGS & INVESTMENT GOALS — Set a target amount and date for any category and watch your progress build automatically from your transaction history BUDGET SPREADSHEET — See every category, planned vs. actual, at a glance CATEGORY TREND CHARTS — Visualize how each category has moved month to month over the year SMART ALERTS — Get flagged automatically when a category is pacing over budget CSV EXPORT — Download your transaction history any time PRIVATE & SECURE — Your data is tied to your family account and never shared ADVANCED BUDGET TRACKER is completely free — no ads, no upsells, no catches — created by Seed to Invest, LLC as part of our mission to make personal finance education accessible to everyone. Learn more at seedtoinvest.com.
Screenshots
Verdict
The clearest difference is rating: Advanced Budget Tracker at 5.0 against achieve by Petra's 4.6. Advanced Budget Tracker also leads on update cadence (every 2 days vs every 6 days). achieve by Petra's advantage is ratings volume (3.1K vs 1) and iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Advanced Budget Tracker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: achieve by Petra has 3.1K ratings behind it against 1, so its average is the more settled of the two.
achieve by Petra ships an update every 6 days, Advanced Budget Tracker every 2 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.
| Parameter | achieve by Petra | Advanced Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (3.1K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 63.6% of reviews | — |
| Number of ratings | 3.1K — better | 1 |
| Update frequency | Every 6 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 171 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Petra Securites Limited | Seed to Invest, LLC (AZ) |
Customer experience
achieve by Petra
Advanced Budget Tracker
Bugs and requests
achieve by Petra
Reported bugs
3 issues- Frequent app crashes and login issues
- Funds not reflecting in accounts after deposits
- Account access and visibility problems
Requested features
4 requests- Add dark mode option
- Expand bank/payment options beyond Ghana Card
- Improve withdrawal process and accessibility
- Enhance customer support and communication
Advanced Budget Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
achieve by Petra
No in-app purchases
Advanced Budget Tracker
No in-app purchases
Questions
Is achieve by Petra free?
Is Advanced Budget Tracker free?
Which has better reviews, achieve by Petra or Advanced Budget Tracker?
Do achieve by Petra or Advanced Budget Tracker have ads?
Which is updated more often, achieve by Petra or Advanced Budget Tracker?
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