Impact Mobile Banking vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Impact Mobile Banking
Manage your finances on the go with this mobile banking application. Check balances, review transactions, transfer funds between accounts, and pay bills directly from your smartphone. It also helps you locate nearby branches and ATMs.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Locate branches and ATMs
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Start banking wherever you are with Impact Mobile! Available to all online banking customers of Impact Bank, Impact Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts • Check your latest account balance and search recent transactions by date, amount or check number. Transfers • Easily transfer cash between your accounts. Bill Pay • Pay new bills, revise bills scheduled to be paid, and review previously paid bills. Locations • Find nearby branches and ATMs using the iPhone’s built-in GPS. Additionally, you can search by zip code or address.
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile. Experience the convenience and security that comes with an app that puts your financial needs first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. FEATURES: · View your account balances and transaction history · Pay bills · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM. To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
The clearest difference is rating: Meritrust Mobile at 4.6 against Impact Mobile Banking's 3.7. Meritrust Mobile also leads on ratings volume (7.5K vs 3) and update cadence (every 2 months vs every 6 months). Impact Mobile Banking's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Meritrust Mobile holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 3, so its average is the more settled of the two.
Impact Mobile Banking ships an update every 6 months, Meritrust Mobile every 2 months. The most recent releases landed on September 15, 2026 and October 2, 2026 respectively.
| Parameter | Impact Mobile Banking | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 4.6 (7.5K ratings) — better |
| Positive reviews | — | 16.0% of reviews |
| Number of ratings | 3 | 7.5K — better |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 6 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Impact Bank | Meritrust Credit Union |
Customer experience
Impact Mobile Banking
Meritrust Mobile
Bugs and requests
Impact Mobile Banking
Not enough reviews yet to summarise bugs or requests.
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
Impact Mobile Banking
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is Impact Mobile Banking free?
Is Meritrust Mobile free?
Which has better reviews, Impact Mobile Banking or Meritrust Mobile?
Do Impact Mobile Banking or Meritrust Mobile have ads?
Which is updated more often, Impact Mobile Banking or Meritrust Mobile?
Other comparisons
