LemFi vs EasySave

Ambition has no passport. LemFi is built for people going places. It puts what you need in one app: send money internationally, buy eSIM data, and in the UK, save and access credit, subject to eligibility. Send, save, grow with LemFi. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate. LemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank. CREDIT (UK) LemFi Credit is a revolving credit line, subject to eligibility. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you. With Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it. Credit is offered subject to status and affordability. Questions about credit? Our support team is in the app. The LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727. eSIM DATA Buy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM. WHY OVER 2 MILLION PEOPLE STAY • Alerts the moment your money arrives • 24/7 customer support in multiple languages • Refer a friend and you both get the same amount of LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash. LICENSED AND REGULATED In the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licenses, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia. Questions? Contact us in the app or at support@lemfi.com. Facebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi

Take complete control of your finances without sacrificing your privacy. Unlike other budgeting apps that sell your data or store your bank credentials on third-party servers, this app is built with absolute privacy at its core. Your financial data is entirely yours—it never leaves your device and your personal iCloud account. Manage your money, hit your savings goals, and track your daily spending with an elegant, clutter-free interface designed for speed and security. CORE FEATURES: • TOTAL MONEY MANAGEMENT Track your income, daily expenses, and monthly savings in one unified dashboard. Get a crystal-clear picture of your financial health the moment you open the app or just from your home screen by adding verity of widgets. • SMART MONTHLY BUDGETS Set monthly spending limits for categories like groceries, dining out, utilities, and entertainment. Visual progress bars alert you before you overspend, helping you save more money effortlessly. • INSTANT RECEIPT SCANNING Ditch manual entry. Use your iPhone’s camera to instantly scan receipts. The app automatically captures the expense details, saving you time and keeping your logs perfectly accurate. • AUTOMATIC ICLOUD SYNC & BACKUPS Keep your data safe from device loss. Your budgets sync seamlessly across your own iOS devices using Apple’s secure iCloud infrastructure. We have zero access to your backup files or decryption keys. • TOTAL DATA CONTROL (IMPORT/EXPORT) Your data belongs to you. Seamlessly import your past financial records via CSV, or export your entire transaction history at any time with a single tap. WHY PRIVACY-FIRST? • No accounts or registrations required. • Zero data collection, tracking, or remote servers. • No third-party ad networks or analytics SDKs. • Fully functional offline. Start budgeting with peace of mind. Download today and experience true financial privacy.