Comparison

True Wealth vs uSquare

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

True Wealth

Invest and save for retirement with an ETF-based wealth management service. Set your targets and retain control while the platform handles implementation, rebalancing, and custody fees. Offers options for child portfolios and Pillar 3a retirement accounts.

Highlights
  • ETF-based wealth management
  • Retirement savings
  • Child investment portfolios
  • Pillar 3a integration
  • Portfolio rebalancing
  • Cost-efficient management fees
Read full description

Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 50'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.12 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).

About

uSquare

Features
Read full description

uSquare makes splitting expenses effortless. Create a group, add your friends, and track shared costs from rent and groceries to trips and dinners. Core features (free): • Fair splits (equal, percentage, or custom) • Debt simplification to reduce total repayments • Multi-currency support • Recurring expenses • Real-time group sync across iPhone and web Premium subscription (€3.99/month, auto-renewable): • Spending insights and advanced reporting • Enhanced collaboration tools • Additional premium productivity features Subscription details: Payment is charged to your Apple ID at confirmation. Subscription renews automatically unless auto-renew is turned off at least 24 hours before period end. Account is charged for renewal within 24 hours before period end. Manage/cancel in App Store account settings. Terms of Use: https://u-square.life/terms Privacy Policy: https://u-square.life/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

True Wealth4 screens
uSquare4 screens

Verdict

The call

The clearest difference is in-app purchases: True Wealth at none against uSquare's 1. True Wealth also leads on ads (none vs shown). uSquare's advantage is update cadence (every 2 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. uSquare sells 1 in-app purchase, starting at $3.99 per month. True Wealth asks for nothing beyond the download.

UpkeepUpdate frequency

True Wealth ships an update monthly, uSquare every 2 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 6 level
True Wealth versus uSquare: the parameters behind the verdict, then further details
ParameterTrue WealthuSquare
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size4 MB84 MB
Age rating4+4+
DeveloperTrue Wealth AGDaniel Kialka

In-app purchases

None

True Wealth

No in-app purchases

1 purchases

uSquare

Subscriptions1
  • uSquare Pro$3.991 Month

Questions

Is True Wealth free?
True Wealth is free to download, with no in-app purchases.
Is uSquare free?
uSquare is free to download, with in-app purchases available.
Do True Wealth or uSquare have ads?
uSquare shows ads; True Wealth does not.
Which is updated more often, True Wealth or uSquare?
True Wealth ships an update monthly, and uSquare every 2 days. Most recently, True Wealth was updated on October 24, 2026 and uSquare on October 24, 2026.

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