True Wealth vs Household Buddy

Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 50'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.12 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).

Household Buddy shows you what's still left this month — not just what you spent. Most expense apps are rear-view mirrors. Household Buddy puts the budget first: one limit per category, and a single number that tells you where you stand right now. WHAT YOU GET • A monthly budget, split across your own categories • Three-second entry: type "20 groceries" in plain language, or scan the receipt • Unlimited categories, budgets and savings goals • Savings goals for an emergency fund, a holiday, a car — with a monthly rate worked out for you • Recurring entries: rent, insurance, subscriptions — set once, booked automatically • Payday that matches your paycheck: monthly, semi-monthly, every two weeks or weekly • Home screen and Lock Screen widgets • Full history and CSV export • Your currency follows your region — USD, EUR, GBP, CHF and more BUILT FOR EVERY PAY CYCLE Paid every other Friday? On the 15th and the last day? Household Buddy counts from your actual payday, not from the first of the month — so "what's left" means what's really left. TRY IT FREE FOR 7 DAYS Everything is included during the trial. After that it continues as a subscription — the current price is shown in the App Store and in the app. Renews automatically after 7 days, cancel any time in your iOS settings. Privacy Policy: https://hhb.dreamr.ch/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/