Comparison

MyExpense vs AsiaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyExpense

Easily track your daily expenses and income. View your spending patterns through organized lists. This application is designed for everyday users to manage their finances effectively.

Highlights
  • Daily expense tracking
  • Income logging
  • Organized list view
  • Financial overview
  • User-friendly interface
Read full description

خەرجیەکانم ،بەکاردێت بۆ تۆمارکردنی خەرجییەکانی رۆژانە وەهەروەها دەتوانی بەپێی خشتە تۆمارەکانت بینینی، ئەم بەرنامەیە دەتوانیت بزانیت رۆژانە چەند خەرجیت کردووە وە هەموو کەسانی ئاسایی دەتوانن بە کاریبهینن

About

AsiaPay

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

Highlights
  • e-Wallets
  • Money Transfers
  • Bill Payments
  • Salary Disbursements
  • Merchant Payments
  • Online Shopping
  • Flight Reservations
Features
Read full description

AsiaPay for Non-Banking Financial Services is your best option for a varied payment service provider that is focused on boosting the economy with cutting-edge financial solutions created to motivate people from all walks of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaPay reached a customer base of 260,000 users and has the largest distribution network in the country. Being the pioneer in technology-based financial solutions for everyone seeking access to financial transactions of any type, our products and services range from: - e-Wallets; - Money Transfers - Bill Payments; - Salary Disbursements; - Merchant Payments; - Online Shopping; - Flight Reservations - And much more. Our substantial investment in cutting-edge technologies and research enables us to provide our clients the most comprehensive and up-to-date menu of services. In pursuit of our mission to be the preferred Non-Banking Financial Services solution provider by providing the most comprehensive and innovative bouquet of services, along with our vision to be the forerunner and leader in Non-Banking payment Services and to become a part of the customers' everyday lives, we concentrate on and directly target the financial needs and issues of the customers to pioneer groundbreaking and advanced set of services that address all the needs. We are prepared to provide a range of services that influence and enhance customers' daily lives while also guaranteeing a top-notch client experience that enhances each service. The Central Bank of Iraq (CBI) licenses AsiaPay after complying fully with the requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015. Company Strategy: - Vision: To be the number one choice for any mobile financial transactions in the country. - Mission: Delivering the most advanced financial services for our clients throughout Iraq. - Goal: Make AsiaPay every day’s choice. Core Values: We are a team that strives for improvement, never stops working, and uses cutting-edge technology to give our clients the best customer service possible. To meet the needs of every class, AsiaPay offers three different types of wallets. Lite wallet is a fast short-termed wallet. The threshold of the lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holders must transfer the wallet to Standard wallet after three months because the wallet will be suspended. Standard Wallet can be obtained by visiting one of the AsiaPay agents throughout Iraq after the completion of registration procedures (Know Your Pay Customer). The threshold of the Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for an unlimited period subject to the terms and conditions of AsiaPay. Premium Wallet is a type of wallet that has been designed for employers, merchants, main dealers, high earners, and VIPs. The threshold is defined by the AsiaPay on a case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaPay’s main dealers only.

Screenshots

MyExpense4 screens
AsiaPay4 screens

Verdict

The call

The clearest difference is review sentiment: MyExpense at 68% against AsiaPay's 15%. MyExpense also leads on rating (4.4 vs 3.4) and update cadence (every 5 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyExpense holds the better App Store score, 4.4 against 3.4. Both are backed by a comparable volume of ratings — 86 and 167 respectively. Written reviews point the same way: 68% of MyExpense's written reviews are positive against 15% of AsiaPay's.

UpkeepUpdate frequency

MyExpense ships an update every 5 weeks, AsiaPay every 2 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
MyExpense versus AsiaPay: the parameters behind the verdict, then further details
ParameterMyExpenseAsiaPay
PriceFreeFree
Rating4.4 (86 ratings) — better3.4 (167 ratings)
Positive reviews68.2% of reviews — better14.8% of reviews
Number of ratings86167 — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size70 MB91 MB
Age rating4+17+
DeveloperAbdulwahab F. OmarAsiaHawala

Customer experience

MyExpense

All ratings71 ratings
Positive84.5%
Neutral1.4%
Negative14.1%
Written reviews22 reviews
Positive68.2%
Neutral13.6%
Negative18.2%

AsiaPay

All ratings159 ratings
Positive59.1%
Neutral5.0%
Negative35.8%
Written reviews27 reviews
Positive14.8%
Neutral7.4%
Negative77.8%

Bugs and requests

MyExpense

Not enough reviews yet to summarise bugs or requests.

AsiaPay

Reported bugs

5 issues
  • App crashes on some iPhones (iOS 16 has no issues)
  • Activation code not received
  • App does not open
  • Bugs in entering new wallet password
  • Bugs in purchasing electronic cards

Requested features

13 requests
  • Add Master Card top-up option
  • Provide mobile top-up (delivery)
  • Fix bugs in new wallet
  • Improve app interface and font
  • Reduce commission fees
Show 8 more
  • Offer a plastic card
  • Allow receiving money via MoneyGram
  • Add option to change/correct recipient name
  • Improve customer service response time
  • Add customer service phone number
  • Allow purchasing iTunes cards through the app
  • Add bank account linking option
  • Remove annoying animations

In-app purchases

None

MyExpense

No in-app purchases

None

AsiaPay

No in-app purchases

Questions

Is MyExpense free?
MyExpense is free to download, with no in-app purchases.
Is AsiaPay free?
AsiaPay is free to download, with no in-app purchases.
Which has better reviews, MyExpense or AsiaPay?
MyExpense is rated higher. MyExpense averages 4.4 out of 5 from 86 ratings, while AsiaPay averages 3.4 from 167 ratings.
Do MyExpense or AsiaPay have ads?
Neither MyExpense nor AsiaPay shows ads.
Which is updated more often, MyExpense or AsiaPay?
MyExpense ships an update every 5 weeks, and AsiaPay every 2 months. Most recently, MyExpense was updated on October 24, 2026 and AsiaPay on October 22, 2026.

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