Comparison

NassWallet vs AsiaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NassWallet

Manage your finances with this secure digital banking app. Easily add cash, transfer money internationally via Western Union, pay with QR codes, and access a wide range of eVouchers. It also supports mobile top-ups and bulk salary payments for businesses.

Highlights
  • Add cash and make withdrawals
  • International money transfers (Western Union)
  • eVoucher purchases
  • Mobile top-up
  • QR code payments
  • Bulk salary payments
Read full description

NassWallet - Digital Banking for the New Era. SERVICES - Add Cash & Make Withdrawals - Money Transfer - Western Union - eVoucher - Mobile Top-Up - Pay with a QR Code - Salary Payment NassWallet is your easy-to-use, secure, and effortlessly efficient mobile app. You can open an account directly from your mobile device or at your nearest NassWallet branch with only two forms of identification. There is no activation fee, no cash-in fee through agents, and no minimum balance. You can add cash to your account anytime, anywhere. Your NassWallet balance is equivalent to the same amount of cash you have. You can simply add money or cash it out whenever you want by visiting your nearest NassWallet branch or agent all across Iraq. Sending and receiving money internationally is simpler with Western Union through the NassWallet App. Whether you're transferring funds to or from Iraq, NassWallet and Western Union provide a convenient solution with support for various currencies. NassWallet offers a wide range of eVouchers, you can easily access and explore over 2000 eVouchers. Whether you're looking for an iTunes gift card, PlayStation credits, or Amazon eVouchers, we've got you covered. Stay connected and Top-Up your Korek balance on the go with NassWallet. Never worry about running out of airtime credit again. Enjoy the convenience of instant and hassle-free airtime Top-Ups, ensuring you stay connected whenever you need to. With NassWallet, managing your mobile credit is simple, quick, and convenient. If you are a business or an institution (small or large), we know how challenging payday can be, and that’s why we have bulk salary payments as a part of NassWallet. You can pay from one to hundreds and thousands of employees at the click of a button, no matter where the receiver is; they will have their NassWallet account credited without needing to travel anywhere to collect the cash in person. SECURITY NassWallet is an electronic financial services provider regulated and certified by the Central Bank of Iraq. ناس واليت - نحو عصرٍ جديد من خدمات الدفع الإلكتروني الخدمات - إضافة الرصيد وسحبه - تحويل الأموال - ويسترن يونيون - البطاقات الإلكترونية - تعبئة رصيد الهاتف - الدفع عن طريق كود QR - صرف الرواتب ناس واليت تطبيقك السهل والآمن والفعّال للتعاملات الماليّة. يمكنك فتح حساب مباشرة من هاتفك المحمول أو من أقرب فرع ناس واليت ولن تحتاج سوى وثيقتين لتأكيد الهويّة. لا رسوم تفعيل، ولا رسوم للإيداع من خلال الوكلاء المعتمدين، ولا يوجد حد أدنى لإيداع الرصيد. يمكنك إضافة الرصيد لحسابك متى شئت و أينما شئت. رصيدك في ناس واليت يطابق تماماً مقدار المال الذي تمتلكه. يمكنك ببساطة إضافة مبالغ أو سحبها متى شئت عبر زيارة أقرب فرع أو وكيل لناس واليت في كافّة أنحاء العراق. أرسل الأموال لأفراد عائلتك وأصدقائك أينما كانوا، دون الحاجة لزيارة مكتب تحويل أو فرع بنك. ببساطة، أدخل رقم هاتفهم أو امسح كود QR خاصّتهم، ثم أدخل المبلغ الذي ترغب بتحويله. إرسال واستلام الأموال حول العالم أصبح أكثر سهولة وبساطة مع ويسترن يونيون عبر تطبيق ناس واليت. سواء كنت ترسل أو تستقبل الأموال، تتيح منصّة ناس واليت مجالاً واسعاً من البطاقات الإلكترونية حيث يمكنك الوصول إلى ما يزيد عن 2000 نوع مختلف من البطاقات الإلكترونية. سواء كنت ترغب بشراء بطاقات هدايا iTunes، رصيد PlayStation أو بطاقات أمازون، ستجد ما تحتاجه في منصّتنا. ابق على اتّصال واشحن رصيد كورك متى شئت مع ناس واليت. لا قلق من نفاد رصيدك بعد الآن. استمتع بالراحة والسهولة عبر شحن الرصيد فورياً ودون أيّ تعقيدات يمكنك استخدام ناس واليت لشراء حاجاتك اليوميّة والأغراض والخدمات دوماً وبسهولة عن طريق مسح كود QR بثوانٍ عند أيّ بائع متعاقد مع ناس واليت، نعلم جيداً مدى صعوبة تنظيم أيّام الرواتب، لهذا نقدّم لك حلّاً لدفع الرواتب دفعةً واحدة كجزء من خدمات ناس واليت. يمكنك الدفع لموظّفيك مهما كان عددهم. حيث يمكنهم استقبال الدفعات عبر حساب ناس واليت دون الحاجةللتنقل أو استلام الدفعات باليد. الأمان ناس واليت مقدّم خدمات مالية إلكترونيّة مرخص ومعتمد من قبل البنك المركزيّ العراقيّ.

About

AsiaPay

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

Highlights
  • e-Wallets
  • Money Transfers
  • Bill Payments
  • Salary Disbursements
  • Merchant Payments
  • Online Shopping
  • Flight Reservations
Features
Read full description

AsiaPay for Non-Banking Financial Services is your best option for a varied payment service provider that is focused on boosting the economy with cutting-edge financial solutions created to motivate people from all walks of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaPay reached a customer base of 260,000 users and has the largest distribution network in the country. Being the pioneer in technology-based financial solutions for everyone seeking access to financial transactions of any type, our products and services range from: - e-Wallets; - Money Transfers - Bill Payments; - Salary Disbursements; - Merchant Payments; - Online Shopping; - Flight Reservations - And much more. Our substantial investment in cutting-edge technologies and research enables us to provide our clients the most comprehensive and up-to-date menu of services. In pursuit of our mission to be the preferred Non-Banking Financial Services solution provider by providing the most comprehensive and innovative bouquet of services, along with our vision to be the forerunner and leader in Non-Banking payment Services and to become a part of the customers' everyday lives, we concentrate on and directly target the financial needs and issues of the customers to pioneer groundbreaking and advanced set of services that address all the needs. We are prepared to provide a range of services that influence and enhance customers' daily lives while also guaranteeing a top-notch client experience that enhances each service. The Central Bank of Iraq (CBI) licenses AsiaPay after complying fully with the requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015. Company Strategy: - Vision: To be the number one choice for any mobile financial transactions in the country. - Mission: Delivering the most advanced financial services for our clients throughout Iraq. - Goal: Make AsiaPay every day’s choice. Core Values: We are a team that strives for improvement, never stops working, and uses cutting-edge technology to give our clients the best customer service possible. To meet the needs of every class, AsiaPay offers three different types of wallets. Lite wallet is a fast short-termed wallet. The threshold of the lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holders must transfer the wallet to Standard wallet after three months because the wallet will be suspended. Standard Wallet can be obtained by visiting one of the AsiaPay agents throughout Iraq after the completion of registration procedures (Know Your Pay Customer). The threshold of the Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for an unlimited period subject to the terms and conditions of AsiaPay. Premium Wallet is a type of wallet that has been designed for employers, merchants, main dealers, high earners, and VIPs. The threshold is defined by the AsiaPay on a case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaPay’s main dealers only.

Screenshots

NassWallet4 screens
AsiaPay4 screens

Verdict

The call

NassWallet and AsiaPay both sit at 3.6 stars, but that hides the real split: 35% of NassWallet's written reviews are positive against 15% of AsiaPay's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NassWallet holds the better App Store score, 3.6 against 3.5. Both are backed by a comparable volume of ratings — 171 and 172 respectively. Written reviews point the same way: 35% of NassWallet's written reviews are positive against 15% of AsiaPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
NassWallet versus AsiaPay: the parameters behind the verdict, then further details
ParameterNassWalletAsiaPay
PriceFreeFree
Rating3.6 (171 ratings) — better3.5 (172 ratings)
Positive reviews35.3% of reviews — better14.8% of reviews
Number of ratings171172 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size40 MB91 MB
Age rating4+17+
DeveloperNassWalletAsiaHawala

Customer experience

NassWallet

All ratings160 ratings
Positive65.0%
Neutral5.0%
Negative30.0%
Written reviews34 reviews
Positive35.3%
Neutral8.8%
Negative55.9%

AsiaPay

All ratings159 ratings
Positive59.1%
Neutral5.0%
Negative35.8%
Written reviews27 reviews
Positive14.8%
Neutral7.4%
Negative77.8%

User reviews

NassWallet

From 171 App Store ratings

What we love

  • 👍 Smooth digital wallet experience
  • 🚀 Fast and modern updates
  • 👍 User-friendly design
  • 👍 Cheaper eVoucher prices
  • 👍 Convenient for sending/receiving money

Room to improve

  • 😠 Too many ad notifications
  • 🤔 Inconvenient KYC process (WhatsApp)
  • ⚠️ High digital voucher prices
  • 🗺️ Inaccurate agent locations
  • 🚫 Account suspension without clear reason

AsiaPay

From 172 App Store ratings

What we love

  • 👍 App is good (Mahmood89)
  • 👍 New wallet launch (Ahmad. Y. Y)

Room to improve

  • 😞 Poor customer service
  • 😞 High fees and commissions
  • 😞 Outdated interface
  • 😞 Slow and unresponsive
  • 😞 Unclear app purpose

Bugs and requests

NassWallet

Reported bugs

6 issues
  • App cannot be opened or transactions cannot be done
  • App crashes when trying to modify settings
  • Login errors (password incorrect)
  • Sudden exits from the app during login/logout
  • Transaction stuck on 'Processing'
Show 1 more
  • App crashes immediately upon opening

Requested features

10 requests
  • Add fourth name to Western Union transfer
  • Bring back small categories (e.g., Abu 3 card)
  • Add FaceID/fingerprint verification for login and transactions
  • Integrate KYC process within the app interface
  • Improve UI/UX for easier navigation
Show 5 more
  • Add $5 PlayStation gift cards
  • Enable sending/receiving money from other wallets
  • Support Arabic language
  • Display agent locations on the map
  • Fix issue with creating new accounts using Zain numbers

AsiaPay

Reported bugs

5 issues
  • App crashes on some iPhones (iOS 16 has no issues)
  • Activation code not received
  • App does not open
  • Bugs in entering new wallet password
  • Bugs in purchasing electronic cards

Requested features

13 requests
  • Add Master Card top-up option
  • Provide mobile top-up (delivery)
  • Fix bugs in new wallet
  • Improve app interface and font
  • Reduce commission fees
Show 8 more
  • Offer a plastic card
  • Allow receiving money via MoneyGram
  • Add option to change/correct recipient name
  • Improve customer service response time
  • Add customer service phone number
  • Allow purchasing iTunes cards through the app
  • Add bank account linking option
  • Remove annoying animations

In-app purchases

None

NassWallet

No in-app purchases

None

AsiaPay

No in-app purchases

Questions

Is NassWallet free?
NassWallet is free to download, with no in-app purchases.
Is AsiaPay free?
AsiaPay is free to download, with no in-app purchases.
Which has better reviews, NassWallet or AsiaPay?
NassWallet is rated higher. NassWallet averages 3.6 out of 5 from 171 ratings, while AsiaPay averages 3.5 from 172 ratings.
Do NassWallet or AsiaPay have ads?
Neither NassWallet nor AsiaPay shows ads.
Which is updated more often, NassWallet or AsiaPay?
NassWallet ships an update every 2 months, and AsiaPay every 2 months. Most recently, NassWallet was updated on November 3, 2026 and AsiaPay on November 7, 2026.

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