Comparison

NassWallet vs zaky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NassWallet

Manage your finances with this secure digital banking app. Easily add cash, transfer money internationally via Western Union, pay with QR codes, and access a wide range of eVouchers. It also supports mobile top-ups and bulk salary payments for businesses.

Highlights
  • Add cash and make withdrawals
  • International money transfers (Western Union)
  • eVoucher purchases
  • Mobile top-up
  • QR code payments
  • Bulk salary payments
Read full description

NassWallet - Digital Banking for the New Era. SERVICES - Add Cash & Make Withdrawals - Money Transfer - Western Union - eVoucher - Mobile Top-Up - Pay with a QR Code - Salary Payment NassWallet is your easy-to-use, secure, and effortlessly efficient mobile app. You can open an account directly from your mobile device or at your nearest NassWallet branch with only two forms of identification. There is no activation fee, no cash-in fee through agents, and no minimum balance. You can add cash to your account anytime, anywhere. Your NassWallet balance is equivalent to the same amount of cash you have. You can simply add money or cash it out whenever you want by visiting your nearest NassWallet branch or agent all across Iraq. Sending and receiving money internationally is simpler with Western Union through the NassWallet App. Whether you're transferring funds to or from Iraq, NassWallet and Western Union provide a convenient solution with support for various currencies. NassWallet offers a wide range of eVouchers, you can easily access and explore over 2000 eVouchers. Whether you're looking for an iTunes gift card, PlayStation credits, or Amazon eVouchers, we've got you covered. Stay connected and Top-Up your Korek balance on the go with NassWallet. Never worry about running out of airtime credit again. Enjoy the convenience of instant and hassle-free airtime Top-Ups, ensuring you stay connected whenever you need to. With NassWallet, managing your mobile credit is simple, quick, and convenient. If you are a business or an institution (small or large), we know how challenging payday can be, and that’s why we have bulk salary payments as a part of NassWallet. You can pay from one to hundreds and thousands of employees at the click of a button, no matter where the receiver is; they will have their NassWallet account credited without needing to travel anywhere to collect the cash in person. SECURITY NassWallet is an electronic financial services provider regulated and certified by the Central Bank of Iraq. ناس واليت - نحو عصرٍ جديد من خدمات الدفع الإلكتروني الخدمات - إضافة الرصيد وسحبه - تحويل الأموال - ويسترن يونيون - البطاقات الإلكترونية - تعبئة رصيد الهاتف - الدفع عن طريق كود QR - صرف الرواتب ناس واليت تطبيقك السهل والآمن والفعّال للتعاملات الماليّة. يمكنك فتح حساب مباشرة من هاتفك المحمول أو من أقرب فرع ناس واليت ولن تحتاج سوى وثيقتين لتأكيد الهويّة. لا رسوم تفعيل، ولا رسوم للإيداع من خلال الوكلاء المعتمدين، ولا يوجد حد أدنى لإيداع الرصيد. يمكنك إضافة الرصيد لحسابك متى شئت و أينما شئت. رصيدك في ناس واليت يطابق تماماً مقدار المال الذي تمتلكه. يمكنك ببساطة إضافة مبالغ أو سحبها متى شئت عبر زيارة أقرب فرع أو وكيل لناس واليت في كافّة أنحاء العراق. أرسل الأموال لأفراد عائلتك وأصدقائك أينما كانوا، دون الحاجة لزيارة مكتب تحويل أو فرع بنك. ببساطة، أدخل رقم هاتفهم أو امسح كود QR خاصّتهم، ثم أدخل المبلغ الذي ترغب بتحويله. إرسال واستلام الأموال حول العالم أصبح أكثر سهولة وبساطة مع ويسترن يونيون عبر تطبيق ناس واليت. سواء كنت ترسل أو تستقبل الأموال، تتيح منصّة ناس واليت مجالاً واسعاً من البطاقات الإلكترونية حيث يمكنك الوصول إلى ما يزيد عن 2000 نوع مختلف من البطاقات الإلكترونية. سواء كنت ترغب بشراء بطاقات هدايا iTunes، رصيد PlayStation أو بطاقات أمازون، ستجد ما تحتاجه في منصّتنا. ابق على اتّصال واشحن رصيد كورك متى شئت مع ناس واليت. لا قلق من نفاد رصيدك بعد الآن. استمتع بالراحة والسهولة عبر شحن الرصيد فورياً ودون أيّ تعقيدات يمكنك استخدام ناس واليت لشراء حاجاتك اليوميّة والأغراض والخدمات دوماً وبسهولة عن طريق مسح كود QR بثوانٍ عند أيّ بائع متعاقد مع ناس واليت، نعلم جيداً مدى صعوبة تنظيم أيّام الرواتب، لهذا نقدّم لك حلّاً لدفع الرواتب دفعةً واحدة كجزء من خدمات ناس واليت. يمكنك الدفع لموظّفيك مهما كان عددهم. حيث يمكنهم استقبال الدفعات عبر حساب ناس واليت دون الحاجةللتنقل أو استلام الدفعات باليد. الأمان ناس واليت مقدّم خدمات مالية إلكترونيّة مرخص ومعتمد من قبل البنك المركزيّ العراقيّ.

About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

Screenshots

NassWallet4 screens
zaky4 screens

Verdict

The call

The clearest difference is update cadence: zaky at weekly against NassWallet's every 2 months. zaky also leads on review sentiment (61% vs 35%). NassWallet's advantage is ratings volume (160 vs 46) and iOS requirement (12.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 160 and 46 respectively. Written reviews point the same way: 35% of NassWallet's written reviews are positive against 61% of zaky's.

UpkeepUpdate frequency

NassWallet ships an update every 2 months, zaky weekly. The most recent releases landed on September 22, 2026 and September 1, 2026 respectively.

Scorecard4 real differences · 6 level
NassWallet versus zaky: the parameters behind the verdict, then further details
ParameterNassWalletzaky
PriceFreeFree
Rating3.7 (160 ratings)3.9 (46 ratings) — better
Positive reviews35.3% of reviews61.1% of reviews — better
Number of ratings160 — better46
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size40 MB132 MB
Age rating4+4+
DeveloperNassWalletareeba SAL

Customer experience

NassWallet

All ratings160 ratings
Positive65.0%
Neutral5.0%
Negative30.0%
Written reviews34 reviews
Positive35.3%
Neutral8.8%
Negative55.9%

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

Bugs and requests

NassWallet

Reported bugs

6 issues
  • App cannot be opened or transactions cannot be done
  • App crashes when trying to modify settings
  • Login errors (password incorrect)
  • Sudden exits from the app during login/logout
  • Transaction stuck on 'Processing'
Show 1 more
  • App crashes immediately upon opening

Requested features

10 requests
  • Add fourth name to Western Union transfer
  • Bring back small categories (e.g., Abu 3 card)
  • Add FaceID/fingerprint verification for login and transactions
  • Integrate KYC process within the app interface
  • Improve UI/UX for easier navigation
Show 5 more
  • Add $5 PlayStation gift cards
  • Enable sending/receiving money from other wallets
  • Support Arabic language
  • Display agent locations on the map
  • Fix issue with creating new accounts using Zain numbers

zaky

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NassWallet

No in-app purchases

None

zaky

No in-app purchases

Questions

Is NassWallet free?
NassWallet is free to download, with no in-app purchases.
Is zaky free?
zaky is free to download, with no in-app purchases.
Which has better reviews, NassWallet or zaky?
zaky is rated higher. NassWallet averages 3.7 out of 5 from 160 ratings, while zaky averages 3.9 from 46 ratings.
Do NassWallet or zaky have ads?
Neither NassWallet nor zaky shows ads.
Which is updated more often, NassWallet or zaky?
NassWallet ships an update every 2 months, and zaky weekly. Most recently, NassWallet was updated on September 22, 2026 and zaky on September 1, 2026.

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