Comparison

zaky vs NassPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

NassPay

Manage your finances effortlessly with this app. Link your card, track transactions, and create virtual cards instantly. Send and receive money easily, find agents and ATMs, and stay updated with notifications. Enjoy 24/7 support for a seamless banking experience.

Highlights
  • Link NassPay card
  • Track transactions
  • Create virtual cards
  • Send and receive money
  • Find agents and ATMs
  • Transaction notifications
  • 24/7 support
Features
Read full description

NassPay is a cutting-edge Fintech app designed to revolutionize the way you manage your finances. Create an account within a few minutes Experience effortless financial management, enhanced convenience, and peace of mind with NassPay. Download it now and embrace the future of banking at your fingertips. Keep your money in IQD or USD directly in the app NassPay lets you exchange currencies in real time, giving you the flexibility to manage your money the way you want and whenever you need it. Track your transactions, and manage your spendings Track and monitor your transactions with NassPay. Stay in control of your finances with real-time updates and easy expense management. Create a Virtual NassPay Card in a few seconds NassPay lets you create a Virtual Card instantly. You can shop online, manage subscriptions, and split expenses easily. Quick, safe, and efficient transactions. Send & receive money with a few taps NassPay makes transferring money a breeze. With a few taps, you can easily send and receive funds from friends and family. No more hassle with complicated bank transfers - NassPay keeps it simple and easy to use. Transfer money between your accounts and cards, all within your mobile. Visit Our Branches Take advantage of our wide network across Iraq. With NassPay, you can easily locate and visit our branches to access a full range of financial services — from adding money to getting your account statement. All in one place. Don't miss a beat with our comprehensive notifications page Stay informed and connected with NassPay's notifications. Get important updates, transaction alerts, and security notifications instantly. Stay in the loop with all the information you need, easily accessible at your fingertips. 24/7 Support NassPay offers 24/7 support and a quick registration process for a smooth user experience. Thank you for choosing NassPay, and we look forward to serving you on your journey towards effortless financial management.

Screenshots

zaky4 screens
NassPay4 screens

Verdict

The call

The clearest difference is update cadence: zaky at weekly against NassPay's every 2 months. zaky also leads on rating (3.9 vs 3.6) and review sentiment (61% vs 40%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 46 and 33 respectively. Written reviews point the same way: 61% of zaky's written reviews are positive against 40% of NassPay's.

UpkeepUpdate frequency

zaky ships an update weekly, NassPay every 2 months. The most recent releases landed on September 1, 2026 and August 30, 2026 respectively.

Scorecard4 real differences · 6 level
zaky versus NassPay: the parameters behind the verdict, then further details
ParameterzakyNassPay
PriceFreeFree
Rating3.9 (46 ratings) — better3.6 (33 ratings)
Positive reviews61.1% of reviews — better40.0% of reviews
Number of ratings46 — better33
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.6 — better16
Further details — not scored
Size132 MB165 MB
Age rating4+17+
Developerareeba SALNassPay Financial Solutions

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

NassPay

All ratings33 ratings
Positive63.6%
Neutral3.0%
Negative33.3%
Written reviews10 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

zaky

No in-app purchases

None

NassPay

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is NassPay free?
NassPay is free to download, with no in-app purchases.
Which has better reviews, zaky or NassPay?
zaky is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while NassPay averages 3.6 from 33 ratings.
Do zaky or NassPay have ads?
Neither zaky nor NassPay shows ads.
Which is updated more often, zaky or NassPay?
zaky ships an update weekly, and NassPay every 2 months. Most recently, zaky was updated on September 1, 2026 and NassPay on August 30, 2026.

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