Comparison

Cihan Bank vs NassPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cihan Bank

Manage your Islamic investments and finances with an upgraded mobile banking experience. Enjoy enhanced security, agility, and performance with features like biometric authentication and OTP for transactions.

Highlights
  • Biometrics Authentication
  • One Time Password (OTP)
  • Beneficiary Accounts Management
  • Credentials Reset Flexibility
  • Standing Order Transaction
  • Transactions by Calendar
Features
Read full description

Cihan Bank – Islamic Investment And Finance P.S.C. An upgraded version with modern design and various features and services to help you through your experience in CIHAN bank with higher agility, security and performance. This would include but not limited to: Biometrics Authentication. One Time Password OTP for Financial Transactions. Beneficiary Accounts Management. Credentials Reset Flexibility. Standing Order Transaction. Transactions by Calendar.

About

NassPay

Manage your finances effortlessly with this app. Link your card, track transactions, and create virtual cards instantly. Send and receive money easily, find agents and ATMs, and stay updated with notifications. Enjoy 24/7 support for a seamless banking experience.

Highlights
  • Link NassPay card
  • Track transactions
  • Create virtual cards
  • Send and receive money
  • Find agents and ATMs
  • Transaction notifications
  • 24/7 support
Features
Read full description

NassPay is a cutting-edge Fintech app designed to revolutionize the way you manage your finances. Create an account within a few minutes Experience effortless financial management, enhanced convenience, and peace of mind with NassPay. Download it now and embrace the future of banking at your fingertips. Keep your money in IQD or USD directly in the app NassPay lets you exchange currencies in real time, giving you the flexibility to manage your money the way you want and whenever you need it. Track your transactions, and manage your spendings Track and monitor your transactions with NassPay. Stay in control of your finances with real-time updates and easy expense management. Create a Virtual NassPay Card in a few seconds NassPay lets you create a Virtual Card instantly. You can shop online, manage subscriptions, and split expenses easily. Quick, safe, and efficient transactions. Send & receive money with a few taps NassPay makes transferring money a breeze. With a few taps, you can easily send and receive funds from friends and family. No more hassle with complicated bank transfers - NassPay keeps it simple and easy to use. Transfer money between your accounts and cards, all within your mobile. Visit Our Branches Take advantage of our wide network across Iraq. With NassPay, you can easily locate and visit our branches to access a full range of financial services — from adding money to getting your account statement. All in one place. Don't miss a beat with our comprehensive notifications page Stay informed and connected with NassPay's notifications. Get important updates, transaction alerts, and security notifications instantly. Stay in the loop with all the information you need, easily accessible at your fingertips. 24/7 Support NassPay offers 24/7 support and a quick registration process for a smooth user experience. Thank you for choosing NassPay, and we look forward to serving you on your journey towards effortless financial management.

Screenshots

Cihan Bank4 screens
NassPay4 screens

Verdict

The call

Cihan Bank and NassPay both sit at 3.6 stars, but that hides the real split: 40% of NassPay's written reviews are positive against 16% of Cihan Bank's. Cihan Bank's advantage is monetization model (free vs ad-supported) and update cadence (monthly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NassPay holds the better App Store score, 3.8 against 3.6. That said, the two scores are not equally well evidenced: Cihan Bank has 280 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 16% of Cihan Bank's written reviews are positive against 40% of NassPay's.

UpkeepUpdate frequency

Cihan Bank ships an update monthly, NassPay every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Cihan Bank versus NassPay: the parameters behind the verdict, then further details
ParameterCihan BankNassPay
PriceFreeFree
Rating3.6 (280 ratings)3.8 (36 ratings) — better
Positive reviews16.3% of reviews40.0% of reviews — better
Number of ratings280 — better36
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better16
Further details — not scored
Size272 MB165 MB
Age rating4+17+
DeveloperCihan Bank For Islamic Investment and Finance P.S.C.NassPay Financial Solutions

Customer experience

Cihan Bank

All ratings276 ratings
Positive61.6%
Neutral5.1%
Negative33.3%
Written reviews49 reviews
Positive16.3%
Neutral6.1%
Negative77.6%

NassPay

All ratings33 ratings
Positive63.6%
Neutral3.0%
Negative33.3%
Written reviews10 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

Cihan Bank

No in-app purchases

None

NassPay

No in-app purchases

Questions

Is Cihan Bank free?
Cihan Bank is free to download, with no in-app purchases.
Is NassPay free?
NassPay is free to download, with no in-app purchases.
Which has better reviews, Cihan Bank or NassPay?
NassPay is rated higher. Cihan Bank averages 3.6 out of 5 from 280 ratings, while NassPay averages 3.8 from 36 ratings.
Do Cihan Bank or NassPay have ads?
Neither Cihan Bank nor NassPay shows ads.
Which is updated more often, Cihan Bank or NassPay?
Cihan Bank ships an update monthly, and NassPay every 2 months. Most recently, Cihan Bank was updated on October 26, 2026 and NassPay on October 24, 2026.

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