Comparison

Cihan Bank vs NassWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cihan Bank

Manage your Islamic investments and finances with an upgraded mobile banking experience. Enjoy enhanced security, agility, and performance with features like biometric authentication and OTP for transactions.

Highlights
  • Biometrics Authentication
  • One Time Password (OTP)
  • Beneficiary Accounts Management
  • Credentials Reset Flexibility
  • Standing Order Transaction
  • Transactions by Calendar
Features
Read full description

Cihan Bank – Islamic Investment And Finance P.S.C. An upgraded version with modern design and various features and services to help you through your experience in CIHAN bank with higher agility, security and performance. This would include but not limited to: Biometrics Authentication. One Time Password OTP for Financial Transactions. Beneficiary Accounts Management. Credentials Reset Flexibility. Standing Order Transaction. Transactions by Calendar.

About

NassWallet

Manage your finances with this secure digital banking app. Easily add cash, transfer money internationally via Western Union, pay with QR codes, and access a wide range of eVouchers. It also supports mobile top-ups and bulk salary payments for businesses.

Highlights
  • Add cash and make withdrawals
  • International money transfers (Western Union)
  • eVoucher purchases
  • Mobile top-up
  • QR code payments
  • Bulk salary payments
Read full description

NassWallet - Digital Banking for the New Era. SERVICES - Add Cash & Make Withdrawals - Money Transfer - Western Union - eVoucher - Mobile Top-Up - Pay with a QR Code - Salary Payment NassWallet is your easy-to-use, secure, and effortlessly efficient mobile app. You can open an account directly from your mobile device or at your nearest NassWallet branch with only two forms of identification. There is no activation fee, no cash-in fee through agents, and no minimum balance. You can add cash to your account anytime, anywhere. Your NassWallet balance is equivalent to the same amount of cash you have. You can simply add money or cash it out whenever you want by visiting your nearest NassWallet branch or agent all across Iraq. Sending and receiving money internationally is simpler with Western Union through the NassWallet App. Whether you're transferring funds to or from Iraq, NassWallet and Western Union provide a convenient solution with support for various currencies. NassWallet offers a wide range of eVouchers, you can easily access and explore over 2000 eVouchers. Whether you're looking for an iTunes gift card, PlayStation credits, or Amazon eVouchers, we've got you covered. Stay connected and Top-Up your Korek balance on the go with NassWallet. Never worry about running out of airtime credit again. Enjoy the convenience of instant and hassle-free airtime Top-Ups, ensuring you stay connected whenever you need to. With NassWallet, managing your mobile credit is simple, quick, and convenient. If you are a business or an institution (small or large), we know how challenging payday can be, and that’s why we have bulk salary payments as a part of NassWallet. You can pay from one to hundreds and thousands of employees at the click of a button, no matter where the receiver is; they will have their NassWallet account credited without needing to travel anywhere to collect the cash in person. SECURITY NassWallet is an electronic financial services provider regulated and certified by the Central Bank of Iraq. ناس واليت - نحو عصرٍ جديد من خدمات الدفع الإلكتروني الخدمات - إضافة الرصيد وسحبه - تحويل الأموال - ويسترن يونيون - البطاقات الإلكترونية - تعبئة رصيد الهاتف - الدفع عن طريق كود QR - صرف الرواتب ناس واليت تطبيقك السهل والآمن والفعّال للتعاملات الماليّة. يمكنك فتح حساب مباشرة من هاتفك المحمول أو من أقرب فرع ناس واليت ولن تحتاج سوى وثيقتين لتأكيد الهويّة. لا رسوم تفعيل، ولا رسوم للإيداع من خلال الوكلاء المعتمدين، ولا يوجد حد أدنى لإيداع الرصيد. يمكنك إضافة الرصيد لحسابك متى شئت و أينما شئت. رصيدك في ناس واليت يطابق تماماً مقدار المال الذي تمتلكه. يمكنك ببساطة إضافة مبالغ أو سحبها متى شئت عبر زيارة أقرب فرع أو وكيل لناس واليت في كافّة أنحاء العراق. أرسل الأموال لأفراد عائلتك وأصدقائك أينما كانوا، دون الحاجة لزيارة مكتب تحويل أو فرع بنك. ببساطة، أدخل رقم هاتفهم أو امسح كود QR خاصّتهم، ثم أدخل المبلغ الذي ترغب بتحويله. إرسال واستلام الأموال حول العالم أصبح أكثر سهولة وبساطة مع ويسترن يونيون عبر تطبيق ناس واليت. سواء كنت ترسل أو تستقبل الأموال، تتيح منصّة ناس واليت مجالاً واسعاً من البطاقات الإلكترونية حيث يمكنك الوصول إلى ما يزيد عن 2000 نوع مختلف من البطاقات الإلكترونية. سواء كنت ترغب بشراء بطاقات هدايا iTunes، رصيد PlayStation أو بطاقات أمازون، ستجد ما تحتاجه في منصّتنا. ابق على اتّصال واشحن رصيد كورك متى شئت مع ناس واليت. لا قلق من نفاد رصيدك بعد الآن. استمتع بالراحة والسهولة عبر شحن الرصيد فورياً ودون أيّ تعقيدات يمكنك استخدام ناس واليت لشراء حاجاتك اليوميّة والأغراض والخدمات دوماً وبسهولة عن طريق مسح كود QR بثوانٍ عند أيّ بائع متعاقد مع ناس واليت، نعلم جيداً مدى صعوبة تنظيم أيّام الرواتب، لهذا نقدّم لك حلّاً لدفع الرواتب دفعةً واحدة كجزء من خدمات ناس واليت. يمكنك الدفع لموظّفيك مهما كان عددهم. حيث يمكنهم استقبال الدفعات عبر حساب ناس واليت دون الحاجةللتنقل أو استلام الدفعات باليد. الأمان ناس واليت مقدّم خدمات مالية إلكترونيّة مرخص ومعتمد من قبل البنك المركزيّ العراقيّ.

Screenshots

Cihan Bank4 screens
NassWallet4 screens

Verdict

The call

Cihan Bank and NassWallet both sit at 3.6 stars, but that hides the real split: 35% of NassWallet's written reviews are positive against 17% of Cihan Bank's. NassWallet also leads on iOS requirement (12.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for Cihan Bank against 3.7 for NassWallet. Both are backed by a comparable volume of ratings — 264 and 160 respectively. Written reviews are what separate them: 17% of Cihan Bank's written reviews are positive against 35% of NassWallet's.

UpkeepUpdate frequency

Cihan Bank ships an update monthly, NassWallet every 2 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
Cihan Bank versus NassWallet: the parameters behind the verdict, then further details
ParameterCihan BankNassWallet
PriceFreeFree
Rating3.6 (264 ratings)3.7 (160 ratings) — better
Positive reviews16.7% of reviews35.3% of reviews — better
Number of ratings264 — better160
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size272 MB40 MB
Age rating4+4+
DeveloperCihan Bank For Islamic Investment and FinanceNassWallet

Customer experience

Cihan Bank

All ratings256 ratings
Positive61.7%
Neutral5.5%
Negative32.8%
Written reviews48 reviews
Positive16.7%
Neutral6.3%
Negative77.1%

NassWallet

All ratings160 ratings
Positive65.0%
Neutral5.0%
Negative30.0%
Written reviews34 reviews
Positive35.3%
Neutral8.8%
Negative55.9%

Bugs and requests

Cihan Bank

Not enough reviews yet to summarise bugs or requests.

NassWallet

Reported bugs

6 issues
  • App cannot be opened or transactions cannot be done
  • App crashes when trying to modify settings
  • Login errors (password incorrect)
  • Sudden exits from the app during login/logout
  • Transaction stuck on 'Processing'
Show 1 more
  • App crashes immediately upon opening

Requested features

10 requests
  • Add fourth name to Western Union transfer
  • Bring back small categories (e.g., Abu 3 card)
  • Add FaceID/fingerprint verification for login and transactions
  • Integrate KYC process within the app interface
  • Improve UI/UX for easier navigation
Show 5 more
  • Add $5 PlayStation gift cards
  • Enable sending/receiving money from other wallets
  • Support Arabic language
  • Display agent locations on the map
  • Fix issue with creating new accounts using Zain numbers

In-app purchases

None

Cihan Bank

No in-app purchases

None

NassWallet

No in-app purchases

Questions

Is Cihan Bank free?
Cihan Bank is free to download, with no in-app purchases.
Is NassWallet free?
NassWallet is free to download, with no in-app purchases.
Which has better reviews, Cihan Bank or NassWallet?
NassWallet is rated higher. Cihan Bank averages 3.6 out of 5 from 264 ratings, while NassWallet averages 3.7 from 160 ratings.
Do Cihan Bank or NassWallet have ads?
Neither Cihan Bank nor NassWallet shows ads.
Which is updated more often, Cihan Bank or NassWallet?
Cihan Bank ships an update monthly, and NassWallet every 2 months. Most recently, Cihan Bank was updated on September 23, 2026 and NassWallet on September 22, 2026.

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