Kotluy vs Spending Form

Kotluy provides a SaaS All-in-one Financial Management Platform allowing Individuals and Micro-businesses to learning Financial literacy, set financial goals, properly budget, and track their financial transactions to permit them to make more informed financial decisions.

Spending Form is a personal finance app designed to help you track and manage your spending — whether alone or with friends and family. Customize your own categories, create personalized spending plans, and easily collaborate with others to track shared expenses. Whether you are managing household costs, group trips, or just keeping friends on the same page, Spending Form makes it simple to stay organized and on top of your finances together. NO WI-FI REQUIRED ● Add expenses even when offline — auto-syncs as soon as you’re back online. CUSTOMIZED CATEGORIES ● Tailor categories to suit your needs and set spending limits for each variable expense to stay on track. Use emojis for each category to make tracking more fun and intuitive! EXPENSE TRACKER ● Gain deeper insights into your spending habits and see exactly where your money is going. The first step to financial control is understanding where it all flows. SPENDING FORM ● Manually input all your expenses and keep track of every purchase with ease. Use the double-tap feature for quick and easy expense entries. SPENDING PLAN ● Stay on top of your finances by tracking monthly spending and savings. Input your income, savings, and fixed expenses to help calculate your remaining balance after variable expenses. SHARED FORMS ● Work together with roommates, partners, or travel companions to manage shared expenses. Features include a group chat for communication, an expense summary displaying all shared costs, and a split summary that breaks down each person’s share. SPLIT EXPENSES ● Easily divide expenses within shared forms, ensuring fair and transparent cost-sharing. Quickly see how much you owe others and how much others owe you. GROUP CHAT ● Discuss plans and coordinate with your group directly within shared forms for easy collaboration. Share your thoughts without ever leaving the app. HIGHLIGHT MEMORIES ● Bookmark your favorite expenses by adding a photo and note. Your bookmarked expenses will be saved to a library, which you can choose to keep private or make public for friends to view.