Fincue Borrower vs Lendee App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fincue Borrower
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A digital platform like ours is a comfortable way to get connected for financing needs for your businesses. Our mantra “For every borrower, there is a lender”, leads us to connect you to the right lender and financing options. LOAN Terms: 3 months to 60 Months APR: Depending on Lender and Customer's profile. (Ranging from 5% to 30%) Use our App to get connected with the right broker and discuss your requirements. Below are the attractive rates for our platform users. LOAN Terms: 3 months to 60 Months APR: Depending on Lender and Customer's profile. (Ranging from 5% to 30%)
Lendee App
Invest in business payment plans by purchasing outstanding receivables at a discount. Earn returns as customers make their scheduled payments, with all servicing handled for you. Redeploy your earnings or transfer them to your bank account.
- Explore and filter available contracts
- Evaluate business and customer profiles
- Purchase whole or partial contracts
- Collect payments via Lendee Wallet
- Redeploy earnings or transfer to bank
- Servicing handled by a third party
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Lendee lets you buy receivables: the remaining payments on payment plans that businesses have offered their customers. You buy those payments at a discount and collect them as the customer pays. How It Works 1. Explore: Browse available contracts and filter by number of payments remaining, amount, term, and Lendee Score. 2. Evaluate: Review the business profile, the customer, and the payment history before you buy. 3. Purchase: Buy a whole contract or just part of its payments. The contract is assigned to you and tracked in the app. 4. Receive: As the customer pays, your share is credited to your Lendee Wallet on the contract's schedule. 5. Redeploy: Transfer funds to your bank account or use them to buy another receivable. Why Businesses Sell Their Payment Plans Dental, veterinary, optometry, physical therapy, and auto repair practices often let customers pay over time. Instead of waiting months to collect, they sell the remaining payments at a discount to get cash sooner. What You See on Every Contract • Contract details: payment amount, due dates, remaining term, and how much has already been paid • Business profile: verified by Lendee • Customer profile: payment history and Lendee Score Servicing Is Handled for You A servicer manages each contract for its full term: billing, payment reminders, payment tracking, follow-up on late payments, and recovery. Your Lendee Wallet See what you have received, what is still to come, and your upcoming payments in one place. Payments arrive on the contract's schedule, not as a lump sum. Important to Know Receivables are not bank deposits or savings products. They are not insured or guaranteed. Customers can pay late or stop paying, and you could get back less than you paid. A good payment history does not guarantee future payments. Review each contract carefully before you buy.
Screenshots
Verdict
The clearest difference is update cadence: Lendee App at every 5 days against Fincue Borrower's monthly. Fincue Borrower's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fincue Borrower ships an update monthly, Lendee App every 5 days. The most recent releases landed on October 12, 2026 and October 30, 2026 respectively.
| Parameter | Fincue Borrower | Lendee App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.2 (110 ratings) — better |
| Positive reviews | — | 23.4% of reviews |
| Number of ratings | — | 110 — better |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 52 MB | 147 MB |
| Age rating | 4+ | 17+ |
| Developer | Fincue Pty Ltd | Lendee App |
In-app purchases
Fincue Borrower
No in-app purchases
Lendee App
No in-app purchases
Questions
Is Fincue Borrower free?
Is Lendee App free?
Do Fincue Borrower or Lendee App have ads?
Which is updated more often, Fincue Borrower or Lendee App?
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