PathHome by PRMG vs KeySteps
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PathHome by PRMG
This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and financial insights to build wealth.
- Free credit score, report, and monitoring
- Affordability analysis
- Real estate listings
- Mortgage readiness assessment
- Financial insights
- Homeownership preparation guidance
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Formally Paramount Data Vault, Welcome to the New PathHome Looking to achieve your dream of homeownership? Look no further than PathHome, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, PathHome has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set PathHome apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download PathHome today and take control of your financial future.
KeySteps
This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also features real estate listings and connects users with lenders for guidance.
- Free credit score, report, and monitoring
- Affordability analysis
- Real estate listings search
- Mortgage readiness assessment
- Financial insights (savings, DTI, net worth)
- Lender connection for guidance
Read full descriptionHide full description
Looking to achieve your dream of homeownership? Look no further than KeySteps, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, KeySteps has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set KeySteps apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here: https://finlocker.com/security/ Achieving your dream of homeownership has never been easier. Download KeySteps today and take control of your financial future.
Screenshots
Verdict
The clearest difference is review sentiment: KeySteps at 100% against PathHome by PRMG's 50%. PathHome by PRMG's advantage is rating (4.2 vs 3.7). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PathHome by PRMG holds the better App Store score, 4.2 against 3.7. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews complicate that: 50% of PathHome by PRMG's written reviews are positive against 100% of KeySteps's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 8, 2026 and August 25, 2026 respectively.
| Parameter | PathHome by PRMG | KeySteps |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | 3.7 (6 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 | 6 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 114 MB | 114 MB |
| Age rating | 12+ | 12+ |
| Developer | Paramount Residential Mortgage Group, Inc. | Finlocker LLC |
Customer experience
PathHome by PRMG
KeySteps
In-app purchases
PathHome by PRMG
No in-app purchases
KeySteps
No in-app purchases
Questions
Is PathHome by PRMG free?
Is KeySteps free?
Which has better reviews, PathHome by PRMG or KeySteps?
Do PathHome by PRMG or KeySteps have ads?
Which is updated more often, PathHome by PRMG or KeySteps?
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