Comparison

PathHome by PRMG vs Encompass LO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PathHome by PRMG

This financial assistant helps users prepare for homeownership by providing credit monitoring, affordability analysis, and mortgage readiness assessments. It also features real estate listings and connects users with lenders for guidance.

Highlights
  • Free credit score, report, and monitoring
  • Affordability analysis
  • Real estate listings
  • Mortgage readiness assessment
  • Financial insights and savings tracking
  • Lender connection for guidance
Features
Read full description

Formally Paramount Data Vault, Welcome to the New PathHome Looking to achieve your dream of homeownership? Look no further than PathHome, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, PathHome has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set PathHome apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download PathHome today and take control of your financial future.

About

Encompass LO

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

Highlights
  • Lead management
  • Loan origination tools
  • Secure communication
  • Loan pipeline management
  • eSign documents
  • Remote work capabilities
Features
Read full description

The Encompass app by ICE Mortgage Technology enables mortgage loan officers to stay ahead of the competition by providing them with powerful lead management, loan origination and communication tools at their fingertips all within Encompass experience they’re familiar with. Using the Encompass app, loan officers can efficiently and securely manage leads, convert leads to loans, manage their loan pipeline, and eSign documents from anywhere at any time. By enabling loan officers to work from anywhere the Encompass app aims to help them do more of what they do best – drive sales and help borrowers get the home financing they need.

Screenshots

PathHome by PRMG4 screens
Encompass LO2 screens

Verdict

The call

The clearest difference is review sentiment: PathHome by PRMG at 50% against Encompass LO's 0%. PathHome by PRMG also leads on update cadence (monthly vs every 2 months) and device support (3 vs 1). Encompass LO's advantage is rating (4.5 vs 4.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Encompass LO holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews complicate that: 50% of PathHome by PRMG's written reviews are positive against 0% of Encompass LO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PathHome by PRMG ships an update monthly, Encompass LO every 2 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
PathHome by PRMG versus Encompass LO: the parameters behind the verdict, then further details
ParameterPathHome by PRMGEncompass LO
PriceFreeFree
Rating4.2 (5 ratings)4.5 (4 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings5 — better4
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size115 MB64 MB
Age rating12+17+
DeveloperParamount Residential Mortgage Group, Inc.IntercontinentalExchange, Inc

Customer experience

PathHome by PRMG

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Encompass LO

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

PathHome by PRMG

No in-app purchases

None

Encompass LO

No in-app purchases

Questions

Is PathHome by PRMG free?
PathHome by PRMG is free to download, with no in-app purchases.
Is Encompass LO free?
Encompass LO is free to download, with no in-app purchases.
Which has better reviews, PathHome by PRMG or Encompass LO?
Encompass LO is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while Encompass LO averages 4.5 from 4 ratings.
Do PathHome by PRMG or Encompass LO have ads?
Neither PathHome by PRMG nor Encompass LO shows ads.
Which is updated more often, PathHome by PRMG or Encompass LO?
PathHome by PRMG ships an update monthly, and Encompass LO every 2 months. Most recently, PathHome by PRMG was updated on November 3, 2026 and Encompass LO on November 4, 2026.

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