SB24 vs Tchova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SB24
Manage your finances on the go with this banking app. It allows for international transfers, bill payments, balance checks, and instant statements in a secure and efficient manner.
- International transfers
- Bill payments
- Check balances privately
- Instant statements
- Secure banking
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SB24 – Your bank always at hand Make international transfers, pay bills, check balances privately, and access instant statements — all in a simple, fast, and secure way, now with a new look. Download the SB24 app today.
Tchova
Manage your personal finances effectively by controlling your budget down to the last detail while still enjoying life's achievements. This app helps you gain control of your financial life, track expenses and income, create financial plans, and receive relevant daily financial information.
- Expense and income control with bill attachment
- Create detailed financial plans
- Periodic financial reports
- Bank account association and integration
- Daily financial literacy information
- Alternative savings for short-term goals
- Bill payment reminders
- Performance charts by category
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Uma forma contextualizada e eficaz de cuidar das suas finanças pessoais, controlando o seu orçamento até a vírgula, mas sem deixar de viver e desfrutar das conquistas diárias. Essa aplicação é feita para milhares de pessoas mas pensada nas necessidades individuais de cada indivíduo. Ao baixar a app Tchova tomarás o controle da tua própria vida. É como se tivesses escolhido tomar a pílula vermelha. O Tchova permitirá que sejas capaz de: 1- Controlar as suas despesas e ganhos, incluindo anexo de facturas em tempo real 2- Criar um plano financeiro consistente e detalhado para o seu presente e futuro 3- Obter relatórios periódicos com informação selecionada e relevante 4- Escolher criar suas contas com associação bancária e posteriormente integrada. 5- Obter informações diárias que lhe permitirão evoluir o seu nível de literacia financeira 6- Poupar de modo alternativo para alcançar seus objectivos de curto prazo com a conta Mixikila 7- Nunca deixar de pagar uma conta por perder a data. O Tchova permite que sejas notificado de datas antes do vencimento. 8- Gráficos de desempenho por categoria 9- Integração com carteiras de investimentos para acesso de visualização. 10- Blog de notícias diárias relevantes para o desempenho das suas finanças. Esta aplicação é focada para que pessoas possam viver em alta performance financeira e que indivíduos que possuam renda fixa ou variável, estejam a trabalhar por conta de outrem ou própria e até desempregados possam ser os senhores dos seus destinos financeiros.
Screenshots
Verdict
The clearest difference is review sentiment: Tchova at 100% against SB24's 22%. Tchova also leads on update cadence (every 2 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SB24 ships an update every 6 weeks, Tchova every 2 weeks. The most recent releases landed on September 25, 2026 and June 1, 2026 respectively.
| Parameter | SB24 | Tchova |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (381 ratings) — better | — |
| Positive reviews | 22.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 381 — better | — |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 174 MB | 16 MB |
| Age rating | 4+ | 17+ |
| Developer | Standard Bank Group | TOQUE MEDIA - PRESTACAO DE SERVICOS, LDA |
Customer experience
SB24
Tchova
Bugs and requests
SB24
Reported bugs
15 issues- Transfer errors with no proof of payment
- Transfers not appearing in movement history
- App freezes and needs restarting
- User/password incorrect error on iPhone 14
- App stopped working after update
Show 10 moreShow fewer
- App is often not working
- App always out of service, operations don't finish
- App is unstable, shows offline messages
- Cannot access first field of the app
- App always out of service
- App is very unstable
- App is almost always unavailable
- App always down and with connection failures
- Face ID registration issue
- Bug in registration area, cannot click create button
Requested features
8 requests- Improve transfer error reporting
- Fix payment by reference functionality
- Address frequent crashes and restarts
- Resolve user/password incorrect errors
- Ensure app works after updates
Show 3 moreShow fewer
- Improve app stability and reliability
- Fix registration bug
- Make the first field activate properly
Tchova
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SB24
No in-app purchases
Tchova
No in-app purchases









