SB24 vs CT Chat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SB24
Manage your finances on the go with this banking app. It allows for international transfers, bill payments, balance checks, and instant statements in a secure and efficient manner.
- International transfers
- Bill payments
- Check balances privately
- Instant statements
- Secure banking
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SB24 – Your bank always at hand Make international transfers, pay bills, check balances privately, and access instant statements — all in a simple, fast, and secure way, now with a new look. Download the SB24 app today.
CT Chat
A secure and reliable real-time messaging application designed for commodity market professionals. It offers full message accountability, file sharing, and group chat capabilities. Track messages, share media, and search conversations efficiently.
- Real-time messaging with read receipts
- Blast message tracking
- File and media sharing
- Full-text search
- Push notifications with muting
- QR code contact discovery
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CT Chat is a secure messaging app built for commodity market professionals. Fast, reliable real-time messaging with full message accountability — see when messages are sent, delivered, and read. Track blast messages across multiple recipients. Share files, images, and documents. Create group chats for desks and teams. * Direct and group messaging with read receipts * Blast message tracking with per-recipient status * File and media sharing * Full-text search across all conversations * Push notifications with per-contact muting * QR code contact discovery * Dark and light themes Built by CT Grid for the commodity trading and broking industry.
Screenshots
Verdict
The clearest difference is rating: CT Chat at 5.0 against SB24's 4.6. CT Chat also leads on update cadence (every 11 days vs every 6 weeks). SB24's advantage is ratings volume (381 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CT Chat holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SB24 has 381 ratings behind it against 1, so its average is the more settled of the two.
SB24 ships an update every 6 weeks, CT Chat every 11 days. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.
| Parameter | SB24 | CT Chat |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (381 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 22.2% of reviews | — |
| Number of ratings | 381 — better | 1 |
| Update frequency | Every 6 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 174 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Bank Group | Commodity Technologies Limited |
Customer experience
SB24
CT Chat
Bugs and requests
SB24
Reported bugs
15 issues- Transfer errors with no proof of payment
- Transfers not appearing in movement history
- App freezes and needs restarting
- User/password incorrect error on iPhone 14
- App stopped working after update
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- App is often not working
- App always out of service, operations don't finish
- App is unstable, shows offline messages
- Cannot access first field of the app
- App always out of service
- App is very unstable
- App is almost always unavailable
- App always down and with connection failures
- Face ID registration issue
- Bug in registration area, cannot click create button
Requested features
8 requests- Improve transfer error reporting
- Fix payment by reference functionality
- Address frequent crashes and restarts
- Resolve user/password incorrect errors
- Ensure app works after updates
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- Improve app stability and reliability
- Fix registration bug
- Make the first field activate properly
CT Chat
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SB24
No in-app purchases
CT Chat
No in-app purchases
