ACB Merchant Mobile Deposit vs Processa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB Merchant Mobile Deposit
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Conveniently deposit checks anytime, anywhere using your camera-enabled mobile device This application is intended for existing users of the ACB Merchant Mobile Deposit service only and requires an account on American Commerce Bank servers. It does not function without such an account. Contact American Commerce Bank for additional information.
Processa
This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.
- Process credit card payments
- Customize products with details and images
- Securely store customer payment information
- Apply custom tips and discounts
- View real-time payment analytics
- Detailed transaction history
- Split payment functionality
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Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.
Screenshots
Verdict
The clearest difference is update cadence: Processa at every 2 months against ACB Merchant Mobile Deposit's every 23 months. Processa also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACB Merchant Mobile Deposit ships an update every 23 months, Processa every 2 months. The most recent releases landed on September 13, 2026 and October 3, 2026 respectively.
| Parameter | ACB Merchant Mobile Deposit | Processa |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (10 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 10 — better |
| Update frequency | Every 23 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | American Commerce Bank, National Association | Fluid Pay LLC |
In-app purchases
ACB Merchant Mobile Deposit
No in-app purchases
Processa
No in-app purchases
