Artea vs LKU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Artea
Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.
- Smart-ID, Mobile-ID, PIN, or fingerprint login
- Access Pensions, Insurance, and Leasing self-service
- Manage accounts and make payments
- View transaction statements
- Link payment card to Apple Wallet
- Receive transaction push notifications
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Naudojantis „Artea“ programėle galite greitai ir paprastai tvarkyti kasdienius finansus išmaniaisiais įrenginiais: • Prisijunkite su „Smart-ID“; „Mobile–ID“, PIN arba piršto atspaudu; • Pasiekite Pensijų, Draudimo ir Lizingo savitarnas; • Tvarkykite sąskaitas ir atlikite paprastus bei momentinius mokėjimus; • Patogiai peržiūrėkite operacijų išrašus; • Susiekite savo mokėjimo kortelę su „Apple“ pinigine; • Gaukite pranešimus apie operacijas (angl. „push notification“); • Kitos funkcijos Jūsų patogumui, programėlė pasiekiama lietuvių, anglų ir rusų kalbomis. ___ The Artea app allows you to quickly and easily manage your daily finances on your smart devices and • Log in with your Smart-ID; Mobile-ID, PIN or fingerprint; • Access the Pensions, Insurance and Leasing Self-Service; • Manage your accounts and make simple and instant payments; • Conveniently view transaction statements; • Receive push notifications; • Link your payment card to Apple Wallet; • Other features For your convenience, the app is available in Lithuanian, English and Russian.
LKU
Manage your finances and perform transactions with ease. Access account balances, view statements, and make payments. Supports both private and business customers with secure login options.
- Account access and balance tracking
- View account statements (up to 90 days)
- Perform payments and transfers
- Manage payment cards
- Biometric login
- Contact credit union specialists
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LKU - tai būdas pasiekti savo sąskaitas bei atlikti finansines operacijas. Jeigu esate privatus klientas: • Prisijunkite prie programėlės mobiliuoju elektroniniu parašu arba kvalifikuota „Smart-ID“ paskyra. • Nustatykite prisijungimą biometriniais duomenimis (piršto atspaudu ar veido atvaizdu) ir prie programėlės prisijunkite dar paprasčiau. • Stebėkite visas savo mokėjimo sąskaitas, jų likučius ir sąskaitų išrašus už ne ilgesnį nei 90 dienų laikotarpį. • Atlikite mokėjimus tarp savo sąskaitų, į kitas finansų įstaigas, paprastai kartokite jau atliktus mokėjimus arba atsakykite į gautus mokėjimus. • Peržiūrėkite paskutinius atliktus mokėjimus. • Matykite visas savo mokėjimo korteles. • Blokuokite savo mokėjimo kortelę, susisiekę su mokėjimo kortelių centru. • Prašykite žinutę ar paskambinkite savo kredito unijos specialistui tiesiai iš programėlės. Jeigu esate verslo klientas: • Prisijunkite prie programėlės mobiliuoju elektroniniu parašu arba kvalifikuota „Smart-ID“ paskyra. • Nustatykite prisijungimą biometriniais duomenimis (piršto atspaudu ar veido atvaizdu) ir prie programėlės prisijunkite dar paprasčiau. • Stebėkite visas savo mokėjimo sąskaitas, jų likučius ir sąskaitų išrašus už ne ilgesnį nei 90 dienų laikotarpį. • Peržiūrėkite paskutinius atliktus mokėjimus. • Prašykite žinutę ar paskambinkite savo kredito unijos specialistui tiesiai iš programėlės. Daugiau apie LKU mobiliąją programėlę ir Jūsų asmens duomenų tvarkymą rasite internete adresu www.lku.lt. LKU - access your accounts and perform basic financial operations. If you are a private customer: • Log in to your app with mobile signature or qualified Smart ID. • Enable log in with biometrics (fingerprint / Touch ID or Face ID) for more efficient experience. • Access your all payment accounts, current balances, account statements (for no longer than 90 days period). • Transfer money between your own accounts, to other financial institutions, easily repeat previous payments or reply to received payments. • Easily find your previous payments. • See your debit / credit cards. • Block your card by calling to our card support. • Track your credit union contacts, write us or call us from your app. If you are a business customer: • Log in to your app with mobile signature or qualified Smart ID. • Enable log in with biometrics (fingerprint / Touch ID or face ID) for more efficient experience. • Access your all payment accounts, current balances, account statements (for no longer than 90 days period). • Easily find your previous payments. Track your credit union contacts, write us or call us from your app. For more information and for privacy and security, read lku.lt
Screenshots
Verdict
The clearest difference is rating: Artea at 5.0 against LKU's 4.0. Artea also leads on iOS requirement (12.0 vs 16.0). LKU's advantage is update cadence (every 2 months vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Artea holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Artea ships an update every 3 months, LKU every 2 months. The most recent releases landed on October 6, 2026 and September 13, 2026 respectively.
| Parameter | Artea | LKU |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 70 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | ARTEA BANKAS, AB | LKU |
Customer experience
Artea
LKU
In-app purchases
Artea
No in-app purchases
LKU
No in-app purchases









