Comparison

Artea vs Finsei

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Artea

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

Highlights
  • Smart-ID, Mobile-ID, PIN, or fingerprint login
  • Access Pensions, Insurance, and Leasing self-service
  • Manage accounts and make payments
  • View transaction statements
  • Link payment card to Apple Wallet
  • Receive transaction push notifications
Features
Read full description

Naudojantis „Artea“ programėle galite greitai ir paprastai tvarkyti kasdienius finansus išmaniaisiais įrenginiais: • Prisijunkite su „Smart-ID“; „Mobile–ID“, PIN arba piršto atspaudu; • Pasiekite Pensijų, Draudimo ir Lizingo savitarnas; • Tvarkykite sąskaitas ir atlikite paprastus bei momentinius mokėjimus; • Patogiai peržiūrėkite operacijų išrašus; • Susiekite savo mokėjimo kortelę su „Apple“ pinigine; • Gaukite pranešimus apie operacijas (angl. „push notification“); • Kitos funkcijos Jūsų patogumui, programėlė pasiekiama lietuvių, anglų ir rusų kalbomis. ___ The Artea app allows you to quickly and easily manage your daily finances on your smart devices and • Log in with your Smart-ID; Mobile-ID, PIN or fingerprint; • Access the Pensions, Insurance and Leasing Self-Service; • Manage your accounts and make simple and instant payments; • Conveniently view transaction statements; • Receive push notifications; • Link your payment card to Apple Wallet; • Other features For your convenience, the app is available in Lithuanian, English and Russian.

About

Finsei

Manage personal and business finances with multi-currency accounts and Visa cards. Track spending, set limits, and make global payments easily. Ideal for individuals and companies operating internationally.

Highlights
  • Multi-currency accounts
  • Virtual and physical Visa cards
  • Team spending management
  • Real-time transaction tracking
  • Global payments and transfers
  • Budgeting by project/department
  • Instant card controls
Features
Read full description

Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking.

Screenshots

Artea4 screens
Finsei4 screens

Verdict

The call

The clearest difference is ads: Artea at none against Finsei's shown. Artea also leads on rating (5.0 vs 4.8) and monetization model (free vs ad-supported). Finsei's advantage is update cadence (every 3 weeks vs every 3 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Artea holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

UpkeepUpdate frequency

Artea ships an update every 3 months, Finsei every 3 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Artea versus Finsei: the parameters behind the verdict, then further details
ParameterArteaFinsei
PriceFreeFree
Rating5.0 (3 ratings) — better4.8 (5 ratings)
Positive reviews16.7% of reviews—
Number of ratings35 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better16.4
Further details — not scored
Size70 MB151 MB
Age rating4+4+
DeveloperARTEA BANKAS, ABFinsei LTD

Customer experience

Artea

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

Finsei

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Artea

No in-app purchases

None

Finsei

No in-app purchases

Questions

Is Artea free?
Artea is free to download, with no in-app purchases.
Is Finsei free?
Finsei is free to download, with no in-app purchases.
Which has better reviews, Artea or Finsei?
Artea is rated higher. Artea averages 5.0 out of 5 from 3 ratings, while Finsei averages 4.8 from 5 ratings.
Do Artea or Finsei have ads?
Finsei shows ads; Artea does not.
Which is updated more often, Artea or Finsei?
Artea ships an update every 3 months, and Finsei every 3 weeks. Most recently, Artea was updated on November 3, 2026 and Finsei on November 3, 2026.

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