Comparison

Nkwa vs Pescrow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nkwa

This finance app helps you diligently plan and save money towards your financial goals. Set specific savings targets, manage unexpected expenses, and securely withdraw funds to your mobile money wallet. It's designed to foster financial discipline and security.

Highlights
  • Set specific financial goals
  • Save for unforeseen events
  • Virtual wallet for withdrawals
  • Mobile money integration
  • Secure savings with 2FA
  • Savings reminders and goal locking
Features
Read full description

****FR**** A propos de l'appli Nkwa est une appli de finance agréée, qui vous aide à planifier et épargner de l'argent de manière disciplinée vers l’atteinte des objectifs financiers que vous vous êtes fixés. Nous sommes fiers d'avoir aidé nos clients à épargner plus de 2 milliards de FCFA ; Il s’agit des fonds qu'ils auraient été tentés de dépenser et qu'ils auraient peut-être regretté plus tard. Pour utiliser notre appli, tout ce dont vous avez besoin, c'est d'un smartphone et d'un compte mobile money (OM/MOMO) actif. Fonctionnalités de l’appli : Nkwa Goals vous permet de définir des objectifs financiers spécifiques (intitulé, montant cible, durée cible et amende pour indiscipline), de définir des rappels d’épargne et même de verrouiller les objectifs d'épargne afin que vous puissiez résister à toute tentation d'y déroger. Nkwa Reserves vous permet d'épargner pour des événements imprévus avec jusqu'à quatre (4) jours de retrait gratuits répartis sur chacun des 04 trimestres que compte l'année. Nkwa flip, le portefeuille virtuel dans notre appli, vous permet d’entrer en possession de votre épargne (en l’envoyant directement dans votre compte mobile money ) ou en le transférant vers un plan d’épargne actif ou votre Réserves Nkwa . Lorsque vous épargnez votre argent sur Nkwa, soyez assuré qu'il est en sécurité ! Nous sommes une coopérative financière avec conseil d’administration (Coop-CA) affiliée au réseau RAINBOW CAM, et conformément à la réglementation N°01/17/CEMAC/UMAC/COBAC. Nous avons également mis en place une sécurité de niveau militaire de type 2FA ; cela signifie que votre argent n'est accessible qu'à vous et vous seul ! Nous sommes impatients de connaître votre opinion. C'est la raison pour laquelle nous restons disponibles 24 heures sur 24 et 7 jours sur 7 sur tous les réseaux sociaux en plus de nos bureaux, numéros de contact (237) 670830723 | (237) 658021051 et d'une fonction de chat en direct disponible dans l’appli. *****EN***** Nkwa is a licensed finance app that helps you plan & save money in a diligent manner towards financial goals you want to accomplish. We’ve proudly assisted our customers save over XAF 2 Billion; this is money they would have been tempted to spend elsewhere and maybe regret later. To use our app, all you need is a smartphone and a mobile money wallet. App features include; Nkwa Goals: define (name, target amount, withdrawal date & indiscipline fine) specific financial goals, set up reminders to save and even lock saving goals so you can resist the temptation to break. Nkwa Reserves: lets you save for unforeseen events with up to four (4) free withdrawal days split between every quarter of the year Nkwa flip: a virtual wallet in our app that lets you withdraw your saved funds (into a mobile money wallet) or transfer them. When you save your money on Nkwa, be rest assured it is safe! We are a registered financial cooperative with board of directors (Coop-BOD) affiliated to RAINBOW CAM in accordance with regulation N°01/17/CEMAC/UMAC/COBAC. We have also implemented military grade security alongside 2FA; that means your money is only accessible to you! We are keen to hear your opinion; reason why we remain available 24/7 on all social media in addition to our offices, contact numbers (237) 670830723 | (237) 658021051 and a live chat feature available in our app. To find out more, visit: www.mynkwa.com For service inquiries, contact info@mynkwa.com Suivez-nous sur: Facebook - @mynkwa Twitter - @mynkwa Instagram - @mynkwa_

About

Pescrow

Features
Read full description

Pescrow holds the money in a deal until both sides have done what they agreed to. It's built for buying and selling with people you've never met, paying for paperwork, and collecting money as a group. Buy and sell with escrow The buyer pays into Pescrow instead of paying the seller directly. The seller can see the money is there and ships with confidence. The payment is released when the buyer confirms the item arrived. If something goes wrong after shipping, either of you can open a dispute, and the Pescrow team reviews it before any money moves. Physical goods and digital services both work. Pay for document work Need someone to prepare documents for you? Lock the fee in Pescrow, let the agent upload the documents, and release the payment once you've checked them. Group collections Collect class dues or money for a gift with one shareable link. Contributions show up in the app as people pay, and you withdraw when you're ready. A wallet that works with mobile money Add funds and withdraw with MTN Mobile Money or Orange Money, or top up by bank transfer. Fees are shown before you confirm anything. Always know where a deal stands Each transaction has a clear status, a delivery deadline and a timeline of every step. You can message the other party without leaving the app. Everyone on Pescrow verifies their identity, so you know who you're dealing with. Pescrow is available in English and French, with light and dark mode. Privacy policy: https://pescrow.io/privacy-policy/ Our terms of service: https://pescrow.io/terms/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Nkwa4 screens
Pescrow4 screens

Verdict

The call

The clearest difference is device support: Pescrow at 3 against Nkwa's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Nkwa versus Pescrow: the parameters behind the verdict, then further details
ParameterNkwaPescrow
PriceFreeFree
Rating4.3 (583 ratings) — better—
Positive reviews76.1% of reviews—
Number of ratings583 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size105 MB31 MB
Age rating4+4+
DeveloperNkwa tech LTDPescrow Inc

Bugs and requests

Nkwa

Reported bugs

8 issues
  • OTP not received with no resend option
  • Unable to change email and phone number after signup
  • Cannot delete account after creation
  • ID verification issues with alternative documents
  • Date of birth input problems
Show 3 more
  • Update notification loop preventing savings
  • Account verification taking excessive time
  • Sign-up failures for some users

Requested features

5 requests
  • Credit card integration
  • Resend OTP code option
  • Account deletion functionality
  • Better customer support availability
  • Improved app speed and reduced data usage

Pescrow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nkwa

No in-app purchases

None

Pescrow

No in-app purchases

Questions

Is Nkwa free?
Nkwa is free to download, with no in-app purchases.
Is Pescrow free?
Pescrow is free to download, with no in-app purchases.
Do Nkwa or Pescrow have ads?
Neither Nkwa nor Pescrow shows ads.

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