Kappa Pay vs Pescrow

Kappa offers a fast, affordable, and reliable way for African individuals and businesses to send and receive payments with higher transaction limits, starting in Cameroon. Our goal is to eliminate the friction and barriers that have held back African businesses from reaching their full potential. There are many reasons to choose Kappa: Seamless flows - connect your bank account to withdraw and deposit funds. Speed - make payments within minutes, with guaranteed arrival and settlement times. Large transactions - send and receive money with larger transaction limits than currently available. Ultra-low fees - enjoy either low-cost or no-cost fees, depending on the transaction type. Safety - rely on state-of-the-art encryption and anti-fraud technology. Kappa is starting with in-country transactions in Cameroon, and will add cross-border transactions in the near future. Once you establish your account, you can invite up to five others per month to join Kappa. We provide customer support in both French and English. You need a code to sign up in the app. Kappa is currently by invitation only and is not yet open to the public. If you don’t yet have a code, we recommend that you join the waitlist right in the app.

Pescrow holds the money in a deal until both sides have done what they agreed to. It's built for buying and selling with people you've never met, paying for paperwork, and collecting money as a group. Buy and sell with escrow The buyer pays into Pescrow instead of paying the seller directly. The seller can see the money is there and ships with confidence. The payment is released when the buyer confirms the item arrived. If something goes wrong after shipping, either of you can open a dispute, and the Pescrow team reviews it before any money moves. Physical goods and digital services both work. Pay for document work Need someone to prepare documents for you? Lock the fee in Pescrow, let the agent upload the documents, and release the payment once you've checked them. Group collections Collect class dues or money for a gift with one shareable link. Contributions show up in the app as people pay, and you withdraw when you're ready. A wallet that works with mobile money Add funds and withdraw with MTN Mobile Money or Orange Money, or top up by bank transfer. Fees are shown before you confirm anything. Always know where a deal stands Each transaction has a clear status, a delivery deadline and a timeline of every step. You can message the other party without leaving the app. Everyone on Pescrow verifies their identity, so you know who you're dealing with. Pescrow is available in English and French, with light and dark mode. Privacy policy: https://pescrow.io/privacy-policy/ Our terms of service: https://pescrow.io/terms/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/