Comparison

Divide Bill vs Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Divide Bill

Features
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Divide Bill makes splitting the check simple β€” an even split with tip and rounding, or a fair itemized breakdown. QUICK SPLIT β€’ Enter the total, number of people, tip, and optional rounding β€’ No currency symbols β€” works in any country you travel to β€’ See per-person (and per-couple) amounts instantly β€’ Save to history and share as text ITEMIZED SPLITTING β€’ Add people and line items β€’ Assign items to one person, several, or everyone β€’ Tip and tax/fees allocated fairly RECEIPT SCANNING (Pro) β€’ Photograph a receipt β€” add pages for long ones β€” or pick a photo β€’ Read on-device β€” images never leave your iPhone β€’ Optional Apple Intelligence parsing when available SHARE & MORE β€’ Text summaries for Messages and WhatsApp (included) β€’ Home Screen widgets and Shortcuts (included) β€’ Image share cards (Pro) β€’ Apple Watch sync (Pro) Privacy-first: no account, no tracking, no cloud upload of your bills or receipts. Divide Bill is a paid download. DivideBill Pro is an optional one-time unlock β€” not a subscription.

About

Budget

Manage your money privately and practically without complex spreadsheets. Track expenses, set budgets, and create savings goals. Ask questions about your spending and get instant answers, with support for multiple currencies and group expense splitting.

Highlights
  • Expense and income tracking
  • Category budgets
  • Savings goals
  • Group expense splitting
  • Customizable reports
  • Multi-currency support
  • Privacy-focused design
Features
Read full description

BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY β€’ Record expenses and income in seconds β€’ Organize spending with category budgets β€’ Attach receipt photos and schedule recurring transactions β€’ See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD β€’ Set category budgets and monitor progress β€’ Create savings goals and record contributions β€’ Track money lent and partial repayments β€’ Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current month’s PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy

Screenshots

Divide Bill4 screens
Budget4 screens

Verdict

The call

The clearest difference is price: Budget at Free against Divide Bill's $0.99. Budget also leads on update cadence (every 2 days vs every 9 months) and iOS requirement (17.6 vs 26.0). Divide Bill's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Budget is free to download; Divide Bill costs $0.99 up front. Budget sells 3 one-off in-app purchases. Divide Bill asks for nothing beyond the download.

UpkeepUpdate frequency

Divide Bill ships an update every 9 months, Budget every 2 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

Scorecard4 real differences Β· 4 level
Divide Bill versus Budget: the parameters behind the verdict, then further details
ParameterDivide BillBudget
Price$0.99Free β€” better
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 9 monthsEvery 2 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, Apple Watch β€” betteriPhone
Requires iOS26.017.6 β€” better
Further details β€” not scored
Size7 MB6 MB
Age rating4+4+
DeveloperJoao FrascoNikhil Nalwar

In-app purchases

None

Divide Bill

No in-app purchases

3 purchases

Budget

One-time3
  • Small Tip$0.99
  • Generous Tip$0.99
  • Amazing Support$2.99

Questions

Is Divide Bill free?
Divide Bill costs $0.99, with no in-app purchases.
Is Budget free?
Budget is free to download, with in-app purchases available.
Do Divide Bill or Budget have ads?
Neither Divide Bill nor Budget shows ads.
Which is updated more often, Divide Bill or Budget?
Divide Bill ships an update every 9 months, and Budget every 2 days. Most recently, Divide Bill was updated on October 29, 2026 and Budget on October 31, 2026.

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