Divide Bill vs Budget
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Divide Bill
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Divide Bill makes splitting the check simple β an even split with tip and rounding, or a fair itemized breakdown. QUICK SPLIT β’ Enter the total, number of people, tip, and optional rounding β’ No currency symbols β works in any country you travel to β’ See per-person (and per-couple) amounts instantly β’ Save to history and share as text ITEMIZED SPLITTING β’ Add people and line items β’ Assign items to one person, several, or everyone β’ Tip and tax/fees allocated fairly RECEIPT SCANNING (Pro) β’ Photograph a receipt β add pages for long ones β or pick a photo β’ Read on-device β images never leave your iPhone β’ Optional Apple Intelligence parsing when available SHARE & MORE β’ Text summaries for Messages and WhatsApp (included) β’ Home Screen widgets and Shortcuts (included) β’ Image share cards (Pro) β’ Apple Watch sync (Pro) Privacy-first: no account, no tracking, no cloud upload of your bills or receipts. Divide Bill is a paid download. DivideBill Pro is an optional one-time unlock β not a subscription.
Budget
Manage your money privately and practically without complex spreadsheets. Track expenses, set budgets, and create savings goals. Ask questions about your spending and get instant answers, with support for multiple currencies and group expense splitting.
- Expense and income tracking
- Category budgets
- Savings goals
- Group expense splitting
- Customizable reports
- Multi-currency support
- Privacy-focused design
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BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY β’ Record expenses and income in seconds β’ Organize spending with category budgets β’ Attach receipt photos and schedule recurring transactions β’ See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD β’ Set category budgets and monitor progress β’ Create savings goals and record contributions β’ Track money lent and partial repayments β’ Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current monthβs PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy
Screenshots
Verdict
The clearest difference is price: Budget at Free against Divide Bill's $0.99. Budget also leads on update cadence (every 2 days vs every 9 months) and iOS requirement (17.6 vs 26.0). Divide Bill's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Budget is free to download; Divide Bill costs $0.99 up front. Budget sells 3 one-off in-app purchases. Divide Bill asks for nothing beyond the download.
Divide Bill ships an update every 9 months, Budget every 2 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | Divide Bill | Budget |
|---|---|---|
| Price | $0.99 | Free β better |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 9 months | Every 2 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | β | Free with in-app purchases |
| Devices | iPhone, Apple Watch β better | iPhone |
| Requires iOS | 26.0 | 17.6 β better |
| Further details β not scored | ||
| Size | 7 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Joao Frasco | Nikhil Nalwar |
In-app purchases
Divide Bill
No in-app purchases
Budget
- Small Tip$0.99
- Generous Tip$0.99
- Amazing Support$2.99
Questions
Is Divide Bill free?
Is Budget free?
Do Divide Bill or Budget have ads?
Which is updated more often, Divide Bill or Budget?
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