Comparison

Swan Banking vs Balancea

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Swan Banking

This app offers a preview of embedded banking features for businesses. Users can manage issued cards and easily add them to digital wallets. It showcases a fraction of the platform's capabilities for integrating financial services.

Highlights
  • Card management
  • Add cards to Apple Pay/Google Wallet
  • Embedded banking preview
  • Secure financial services integration
Features
Read full description

Swan is the easiest way for companies to embed banking features into their apps and services. If you’re looking for our Banking-as-a-Service platform, visit http://swan.io This app gives you a sneak peek of what you could provide to your users out of the box: EASY CARD MANAGEMENT Access all of your cards that were issued by Swan. Thanks to our easy consent system, add cards to Apple Pay or Google Wallet. This application displays just a tiny sliver of what Swan offers. Want to check out Swan’s full embedded banking offer? Visit http://swan.io and click β€œStart now”

About

Balancea

Features
Read full description

Take control of your money with Balancea β€” a simple and intuitive way to track your personal finances. Organize your accounts, record expenses and income, understand your spending, and keep everything in one place without complicated financial tools. ## See your money clearly Create your accounts and keep track of their balances from one simple overview. Whether it’s your bank account, cash, savings, or another balance you want to track, Balancea helps you see where your money is. ## Track expenses and income Quickly record your transactions and organize them by: β€’ Account β€’ Category β€’ Payment method β€’ Income or expense Balancea keeps your financial activity organized so you always know what happened to your money. ## Understand your spending See useful statistics about your finances, including: β€’ Total spending β€’ Total income β€’ Net balance β€’ Spending by category β€’ Largest expenses Get a clearer picture of your habits without complicated spreadsheets. ## Organize your wallet Customize how you track your finances with your own: β€’ Accounts β€’ Categories β€’ Payment methods Set up Balancea around the way you actually manage your money. ## Keep your data synchronized Create your Balancea account and keep your financial information synchronized across supported devices. Balancea supports Sign in with Apple for a simple account experience. ## Simple personal finance tracking Balancea is designed for people who want to understand their money without the complexity of traditional budgeting apps. No complicated setup. No overwhelming dashboards. Just your accounts, transactions, and spending β€” organized. Start tracking your money with Balancea.

Screenshots

Swan Banking3 screens
Balancea4 screens

Verdict

The call

The clearest difference is update cadence: Balancea at fortnightly against Swan Banking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swan Banking ships an update every 2 months, Balancea fortnightly. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 7 level
Swan Banking versus Balancea: the parameters behind the verdict, then further details
ParameterSwan BankingBalancea
PriceFreeFree
Positive reviews37.5% of reviewsβ€”
Update frequencyEvery 2 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.1 β€” better16.4
Further details β€” not scored
Size29 MB52 MB
Age rating4+12+
DeveloperSwan BankFernando Valero

In-app purchases

None

Swan Banking

No in-app purchases

None

Balancea

No in-app purchases

Questions

Is Swan Banking free?
Swan Banking is free to download, with no in-app purchases.
Is Balancea free?
Balancea is free to download, with no in-app purchases.
Do Swan Banking or Balancea have ads?
Neither Swan Banking nor Balancea shows ads.
Which is updated more often, Swan Banking or Balancea?
Swan Banking ships an update every 2 months, and Balancea fortnightly. Most recently, Swan Banking was updated on November 3, 2026 and Balancea on October 25, 2026.

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