Swan Banking vs Balancea
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Swan Banking
This app offers a preview of embedded banking features for businesses. Users can manage issued cards and easily add them to digital wallets. It showcases a fraction of the platform's capabilities for integrating financial services.
- Card management
- Add cards to Apple Pay/Google Wallet
- Embedded banking preview
- Secure financial services integration
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Swan is the easiest way for companies to embed banking features into their apps and services. If youβre looking for our Banking-as-a-Service platform, visit http://swan.io This app gives you a sneak peek of what you could provide to your users out of the box: EASY CARD MANAGEMENT Access all of your cards that were issued by Swan. Thanks to our easy consent system, add cards to Apple Pay or Google Wallet. This application displays just a tiny sliver of what Swan offers. Want to check out Swanβs full embedded banking offer? Visit http://swan.io and click βStart nowβ
Balancea
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Take control of your money with Balancea β a simple and intuitive way to track your personal finances. Organize your accounts, record expenses and income, understand your spending, and keep everything in one place without complicated financial tools. ## See your money clearly Create your accounts and keep track of their balances from one simple overview. Whether itβs your bank account, cash, savings, or another balance you want to track, Balancea helps you see where your money is. ## Track expenses and income Quickly record your transactions and organize them by: β’ Account β’ Category β’ Payment method β’ Income or expense Balancea keeps your financial activity organized so you always know what happened to your money. ## Understand your spending See useful statistics about your finances, including: β’ Total spending β’ Total income β’ Net balance β’ Spending by category β’ Largest expenses Get a clearer picture of your habits without complicated spreadsheets. ## Organize your wallet Customize how you track your finances with your own: β’ Accounts β’ Categories β’ Payment methods Set up Balancea around the way you actually manage your money. ## Keep your data synchronized Create your Balancea account and keep your financial information synchronized across supported devices. Balancea supports Sign in with Apple for a simple account experience. ## Simple personal finance tracking Balancea is designed for people who want to understand their money without the complexity of traditional budgeting apps. No complicated setup. No overwhelming dashboards. Just your accounts, transactions, and spending β organized. Start tracking your money with Balancea.
Screenshots
Verdict
The clearest difference is update cadence: Balancea at fortnightly against Swan Banking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swan Banking ships an update every 2 months, Balancea fortnightly. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | Swan Banking | Balancea |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 37.5% of reviews | β |
| Update frequency | Every 2 months | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 15.1 β better | 16.4 |
| Further details β not scored | ||
| Size | 29 MB | 52 MB |
| Age rating | 4+ | 12+ |
| Developer | Swan Bank | Fernando Valero |
In-app purchases
Swan Banking
No in-app purchases
Balancea
No in-app purchases









