Comparison

OneSpan Mobile Authenticator vs Balancea

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneSpan Mobile Authenticator

Securely log in to your accounts with a user-friendly interface. Choose your preferred authentication method, including PIN, push notifications, or biometrics. Activate instantly and authenticate with confidence thanks to advanced mobile app shielding.

Highlights
  • Intuitive design
  • PIN, push, or biometric authentication
  • Instant and secure activation
  • Mobile app shielding technology
  • Self-service activation
Features
Read full description

• Log-in quickly and focus on your objective with easy-to-use, intuitive design • Configure your preferred authentication experience whether PIN, push or biometrics (on supported devices) • Activate instantly and securely with self-service and OneSpan Cronto technology • Authenticate confidently with advanced security provided by mobile app shielding technology Note: OneSpan Mobile Authenticator can only be used with service providers that leverage OneSpan authentication technology. Learn more about OneSpan authentication solutions at www.onespan.com/solutions/frictionless-authentication.

About

Balancea

Features
Read full description

Take control of your money with Balancea — a simple and intuitive way to track your personal finances. Organize your accounts, record expenses and income, understand your spending, and keep everything in one place without complicated financial tools. ## See your money clearly Create your accounts and keep track of their balances from one simple overview. Whether it’s your bank account, cash, savings, or another balance you want to track, Balancea helps you see where your money is. ## Track expenses and income Quickly record your transactions and organize them by: • Account • Category • Payment method • Income or expense Balancea keeps your financial activity organized so you always know what happened to your money. ## Understand your spending See useful statistics about your finances, including: • Total spending • Total income • Net balance • Spending by category • Largest expenses Get a clearer picture of your habits without complicated spreadsheets. ## Organize your wallet Customize how you track your finances with your own: • Accounts • Categories • Payment methods Set up Balancea around the way you actually manage your money. ## Keep your data synchronized Create your Balancea account and keep your financial information synchronized across supported devices. Balancea supports Sign in with Apple for a simple account experience. ## Simple personal finance tracking Balancea is designed for people who want to understand their money without the complexity of traditional budgeting apps. No complicated setup. No overwhelming dashboards. Just your accounts, transactions, and spending — organized. Start tracking your money with Balancea.

Screenshots

OneSpan Mobile Authenticator4 screens
Balancea4 screens

Verdict

The call

The clearest difference is update cadence: Balancea at fortnightly against OneSpan Mobile Authenticator's every 2 months. OneSpan Mobile Authenticator's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OneSpan Mobile Authenticator ships an update every 2 months, Balancea fortnightly. Both last shipped on September 25, 2026.

Scorecard2 real differences · 8 level
OneSpan Mobile Authenticator versus Balancea: the parameters behind the verdict, then further details
ParameterOneSpan Mobile AuthenticatorBalancea
PriceFreeFree
Rating4.8 (1.4K ratings) — better—
Positive reviews32.3% of reviews—
Number of ratings1.4K — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size22 MB52 MB
Age rating4+12+
DeveloperOneSpan International GmbHFernando Valero

In-app purchases

None

OneSpan Mobile Authenticator

No in-app purchases

None

Balancea

No in-app purchases

Questions

Is OneSpan Mobile Authenticator free?
OneSpan Mobile Authenticator is free to download, with no in-app purchases.
Is Balancea free?
Balancea is free to download, with no in-app purchases.
Do OneSpan Mobile Authenticator or Balancea have ads?
Neither OneSpan Mobile Authenticator nor Balancea shows ads.
Which is updated more often, OneSpan Mobile Authenticator or Balancea?
OneSpan Mobile Authenticator ships an update every 2 months, and Balancea fortnightly. Most recently, OneSpan Mobile Authenticator was updated on September 25, 2026 and Balancea on September 25, 2026.

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