StashBox.ng vs Neocash Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
StashBox.ng
This app helps users save and invest money with flexible plans and competitive interest rates. It also offers opportunities to earn through referrals and provides access to car lease financing. Funds invested are lent to licensed pharmacists in Nigeria.
- Flexible savings plans
- Investment opportunities
- Referral bonuses
- Car lease financing
- Digital lending to pharmacists
- Quick withdrawals
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StashBox App allows users Save, Invest and On-lend. Users save daily, weekly, monthly, or casually by linking debit cards or funding in-app Wallet. Savers earn between 0-13% per annum interest on 7 flexible savings plans while investors earn between 10-18% per annum. Save with tenor, without tenor; in NGN, in USD; short term, long term; with card or wallet; Save individually or invest in groups. Earn N1,000 when you refer a new saver or earn up to 50% p.a when you sign up for Investment referral network. Withdrawal takes only 5 seconds. Invested funds are availed digitally to licensed and regulated Pharmacists in Nigeria as loans up to N2m via the same app. Savers enjoy car lease finance to procure vehicles after saving 50% vehicle cost on the app. Save anyhow, anywhere and anytime with StashBox. StashBox is the Most Innovative Financial Technology company in Africa according to Africa Banking Brands Award 2020. Don’t miss out. Please download StashBox now.
Neocash Mobile
This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.
- Loan amounts up to ₦5,000,000
- Flexible repayment tenure
- Fast loan approval and disbursement
- No collateral or guarantor required
- Secure and reliable platform
- Transparent APR and fees
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LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR
Screenshots
Verdict
The clearest difference is review sentiment: StashBox.ng at 83% against Neocash Mobile's 14%. StashBox.ng also leads on rating (4.3 vs 3.4) and iOS requirement (9.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StashBox.ng holds the better App Store score, 4.3 against 3.4. Both are backed by a comparable volume of ratings — 20 and 8 respectively. Written reviews point the same way: 83% of StashBox.ng's written reviews are positive against 14% of Neocash Mobile's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | StashBox.ng | Neocash Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | 3.4 (8 ratings) |
| Positive reviews | 83.3% of reviews — better | 14.3% of reviews |
| Number of ratings | 20 — better | 8 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 35 MB | 159 MB |
| Age rating | 4+ | 17+ |
| Developer | Stash Fintech Ltd | Shephard Trust Bank |
Customer experience
StashBox.ng
Neocash Mobile
In-app purchases
StashBox.ng
No in-app purchases
Neocash Mobile
No in-app purchases
