Payment Form vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payment Form
Create and share payment links to receive electronic payments directly into your business checking account. This tool simplifies the process of getting paid by customers anywhere.
- Create shareable payment links
- Receive electronic payments
- Direct deposit to business account
- Customer payment facilitation
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Payment Form is a payment link you can share with your customers anywhere, to let them pay electronically — directly into your business checking account.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
The clearest difference is rating: Merchant.app at 5.0 against Payment Form's 3.7. Merchant.app also leads on review sentiment (50% vs 33%). Payment Form's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (10.0 vs 13.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Merchant.app holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 15 and 6 respectively. Written reviews point the same way: 33% of Payment Form's written reviews are positive against 50% of Merchant.app's.
Payment Form ships an update weekly, Merchant.app every 2 weeks. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.
| Parameter | Payment Form | Merchant.app |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (15 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 33.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 15 — better | 6 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 85 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Autobooks, Inc | Merchant Platforms, Inc. |
Customer experience
Payment Form
Merchant.app
In-app purchases
Payment Form
No in-app purchases
Merchant.app
No in-app purchases
Questions
Is Payment Form free?
Is Merchant.app free?
Which has better reviews, Payment Form or Merchant.app?
Do Payment Form or Merchant.app have ads?
Which is updated more often, Payment Form or Merchant.app?
Other comparisons
