IB Cool vs PSVB Hi Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB Cool
Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.
- Access savings and current accounts
- Manage fixed deposits and loans
- Pay bills quickly
- Discover merchant discounts
- Financial management tools
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Welcome to our IB Cool mobile banking application which allows quick and easy access to your bank savings and current accounts, fixed deposits, and loans. Our IB Cool application is loaded with features to help you get on with what is important to you, now. It will surely play an important part in your life by helping you manage your finances and paying your bills to get amazing discounts from our numerous merchants and partners.
PSVB Hi Agent
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PSVB Hi Agent App is an app of Phongsavanh Bank system that is designed to help Agents/Merchant perform their operations more quickly and effectively: Quickly create a transaction for Subscribers with QR code Transaction management: overview wallet balance, statistics and reports, earnings history, transactions history and receive transaction notifications At the same time, PSVB Hi Agent App helps increase the convenience for customers who transact at the Agent branches such as: - Top up with telecom networks: ETL, LTC, Unitel, tPlus - Cash in money into Wallet - Cash-out money from Unwallet (confirm by Cash Code) or Wallet (send cash out request) - Send money (by phone number and ID Card/Passport) and receive money - Easily bills payment with popular billers: Electricity, Water Supply, … - Conveniently move money between Agent's Wallet and linked PSVB bank account
Screenshots
Verdict
The clearest difference is update cadence: IB Cool at every 3 weeks against PSVB Hi Agent's every 4 months. PSVB Hi Agent's advantage is iOS requirement (8.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Cool ships an update every 3 weeks, PSVB Hi Agent every 4 months. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | IB Cool | PSVB Hi Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16 ratings) — better | — |
| Positive reviews | 90.0% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 134 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | Indochina Bank Ltd. | Phongsavanh Bank |
In-app purchases
IB Cool
No in-app purchases
PSVB Hi Agent
No in-app purchases
