READYSAVE 529 vs ShulCloud Mobile Payments

Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses

ShulCloud Mobile Payments empowers ShulCloud clients in the USA to swiftly and effortlessly gather and record both online (credit card) and offline (cash, paper check) payments via mobile devices. A ShulCloud Integrated Payments merchant account is required. Payments are seamlessly recorded in ShulCloud. Credit card details may originate from the payer's ShulCloud account or a card presented in person (scanned using Tap to Pay or the Stripe Reader M2, or entered manually). Additionally, 'Bill to Account' is available if desired. Clients can choose how to manage payments from non-account holders, if permissible (create a new account, allocate to a catch-all account, or generate a standard 'public payment' in ShulCloud). Optionally, clients can gather payer information such as name and address for lead generation purposes. Additionally, clients can decide whether to collect an optional or mandatory payment processing fee. Finally, clients can create a team of ordinary ShulCloud users empowered to collect payments at specific events, without the need to assign permissions or grant broader data access.