Comparison

SamCERA vs Kashable

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SamCERA

Manage your retirement accounts with 24/7 access to your SamCERA information. Plan, manage, and live better in retirement with tools for estimates, beneficiary management, and secure document uploads.

Highlights
  • 24/7 account access
  • Estimate tools
  • Beneficiary management
  • Tax information
  • Secure messaging
  • Document uploads
Features
Read full description

SamCERA Mobile is the new, self-service app created specifically for active and retired SamCERA members. By providing 24/7 access to your SamCERA account information and offering a robust set of management tools, SamCERA Mobile makes it effortless for members to plan, manage, and live better in retirement from anywhere. ■ How SamCERA Mobile makes it easier to get things done - Effortless, Secure Login - 24/7 access to your SamCERA account information - Quick, Detailed, and Saved Estimate Tools - Beneficiaries & Allocation Management Tools - 1099 Tax Information At-A-Glance - Payment Dates - Member Statements - Reciprocity Management - Service Credit Management - Secure Messaging - Secure Digital Document Uploads - Smart FAQs - and much more ■ What you need to get started: - If you already have a MySamCERA login, your current login credentials will work on the app too. - If this is your first time using SamCERA’s pension self-service tools, the new registration wizard will have you up and running in minutes without ever having to call customer service.

About

Kashable

This app provides financial wellness solutions, offering low-cost loans for various life events and debt management. It helps users build credit by reporting to major bureaus and offers free credit monitoring and a financial literacy library.

Highlights
  • Low-cost personal loans
  • Credit building and reporting
  • Free credit monitoring
  • Financial literacy resources
  • Quick loan application and approval
  • Loan status tracking
Features
Read full description

When savings aren't enough, Kashable supports employees through life events. Kashable is a financial wellness solution for Federal employees, retirees and select Employers. Loans are repaid through allotment, direct deposit, or payroll deduction so there’s no need to worry about missing a payment. With Kashable, you’re set up to succeed. The Kashable branded Loan Program is available in all 50 states, District of Columbia and Puerto Rico except WV. Borrow - Kashable low-cost loans can be used to pay down other debt, manage emergency expenses, make auto repairs, and more. Apply and get approved within minutes. Once approved, track the status of your loan any time in the app. Build your credit - Kashable reports to all major credit bureaus which gives you the opportunity to improve your score. Check your rate - You can preview your loan amount and terms with no commitment and no hard inquiry on your credit report. Kashable Credit Monitoring: the simple, fast, and FREE way to shine a light on your credit profile, so you can track your progress towards your goals and protect yourself from inaccuracies and fraud. Financial literacy library available. No loan required! Loan amounts through Kashable range from $250 to $30,000 with loan terms from 6 to 36 months. APR for loans through Kashable range from 6% to 35.99%. Loans through the Kashable Branded Loan Program are not depository products, are subject to credit approval and are made by Medallion Bank, Member FDIC, or Kashable LLC, NMLS ID 1373339. To qualify for the lowest rate, applicants must have a responsible credit history. Employment, income, and other factors are taken into consideration. Not all applicants will be approved.

Screenshots

SamCERA4 screens
Kashable4 screens

Verdict

The call

The clearest difference is rating: SamCERA at 5.0 against Kashable's 3.7. SamCERA also leads on monetization model (free vs ad-supported). Kashable's advantage is ratings volume (69 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SamCERA holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Kashable has 69 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

SamCERA ships an update every 3 weeks, Kashable monthly. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
SamCERA versus Kashable: the parameters behind the verdict, then further details
ParameterSamCERAKashable
PriceFreeFree
Rating5.0 (4 ratings) — better3.7 (69 ratings)
Positive reviews—33.3% of reviews
Number of ratings469 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size37 MB92 MB
Age rating4+4+
DeveloperPlaneteriaKashable LLC

Customer experience

SamCERA

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Kashable

All ratings69 ratings
Positive66.7%
Neutral4.3%
Negative29.0%
Written reviews18 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

SamCERA

No in-app purchases

None

Kashable

No in-app purchases

Questions

Is SamCERA free?
SamCERA is free to download, with no in-app purchases.
Is Kashable free?
Kashable is free to download, with no in-app purchases.
Which has better reviews, SamCERA or Kashable?
SamCERA is rated higher. SamCERA averages 5.0 out of 5 from 4 ratings, while Kashable averages 3.7 from 69 ratings.
Do SamCERA or Kashable have ads?
Neither SamCERA nor Kashable shows ads.
Which is updated more often, SamCERA or Kashable?
SamCERA ships an update every 3 weeks, and Kashable monthly. Most recently, SamCERA was updated on October 4, 2026 and Kashable on October 8, 2026.

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