Comparison

IMPACT by Interactive Brokers vs NestSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IMPACT by Interactive Brokers

Invest in companies aligned with your values using ESG data and tools. Monitor portfolio performance, receive recommendations for improvement, and even donate to charities directly through the app. Access advanced trading options on other platforms.

Highlights
  • Invest based on personal values (ESG)
  • Explore companies with similar values
  • Monitor portfolio performance and grade
  • Improve portfolio with 'Swap' feature
  • Donate to charities directly
  • View giving history
Features
Read full description

IMPACT App by IBKR provides the tools and technology that make it easy to invest responsibly in companies that uphold the principles you believe in. Select the values that are important to you, then Explore to find companies with similar values that fit your investment objectives. Monitor your portfolio's performance and grade with a tap. Want to improve your portfolio grade? Use Swap to trade out of one position and into another with a single order. For US residents, make more of an IMPACT by donating to your favorite charities through the IMPACT app. Tap the Give icon, search for or select a charity, specify the amount you'd like to give and submit. See your giving history using the Donations tab in the Transaction History page. Need access to options, futures and forex? You can use your account on IBKR's top-flight trading platforms like TWS, IBKR Mobile, and Client Portal. Trade your way to the world you want with IMPACT powered by IBKR, Barron's #1 rated online broker of 2021. DISCLOSURES INVESTING IN FINANCIAL PRODUCTS INVOLVES RISK TO YOUR CAPITAL. YOUR INVESTMENTS MAY INCREASE OR DECREASE IN VALUE, AND LOSSES IN DERIVATIVES OR WHEN TRADING ON MARGIN MAY EXCEED THE VALUE OF YOUR ORIGINAL INVESTMENT. The IMPACT application is a product of Interactive Brokers that allows clients to generate analysis of their IBKR brokerage accounts using environmental, social, and governance ("ESG") data provided by unaffiliated third-party data providers along with proprietary in-house algorithms and trade and account data contained in IBKR's systems. ESG information is not verified by IBKR and may differ from the information provided by other firms. For more information, please see the "Interactive Brokers Disclosure regarding Use of IMPACT and ESG Dashboard and IMPACT Application". The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time. IBKR’s services are offered through the following companies, depending on your location: • Interactive Brokers LLC • Interactive Brokers Canada Inc. • Interactive Brokers Ireland Limited • Interactive Brokers Central Europe Zrt. • Interactive Brokers Australia Pty. Ltd. • Interactive Brokers Hong Kong Limited • Interactive Brokers India Pvt. Ltd. • Interactive Brokers Securities Japan Inc. • Interactive Brokers Singapore Pte. Ltd. • Interactive Brokers (U.K.) Ltd. Each of these IBKR companies is regulated as an investment broker in its local jurisdiction. Each company’s regulatory status is discussed on its website. Interactive Brokers LLC is a SIPC member.

About

NestSplit

Features
Read full description

Splitting bills and tracking expenses just got a whole lot easier. NestSplit is an expense tracker and bill splitter that helps you track spending, split bills with friends, and know who owes what. Whether you are paying for dinner, sharing a taxi ride, travelling with friends, or keeping track of everyday spending, NestSplit keeps your transactions and balances with friends all in one place. Scan a receipt, choose who had what, and let NestSplit handle the rest. It calculates each person’s share, including shared dishes, discounts, taxes, and service charge, so everyone pays their fair share without needing to pull out a calculator. When it is time to pay someone back, NestSplit helps you see who owes you, who you owe, and record payments when someone settles up. What you can do with NestSplit: • Track personal and shared expenses • Split bills equally, by custom amounts, or by item • Scan receipts and assign items to friends • View clear breakdowns for each bill • Set up recurring transactions such as shared subscriptions • See running balances with friends • Record settlements when payments are made • Look back on your transaction history anytime • Add friends even if they are not using the app yet • Track transactions in different currencies with automatic conversion to your home currency Splitting bills and tracking expenses should never have been this difficult. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

IMPACT by Interactive Brokers4 screens
NestSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: IMPACT by Interactive Brokers at none against NestSplit's 3. NestSplit's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NestSplit sells 3 in-app purchases, starting at $1.99 per month. IMPACT by Interactive Brokers asks for nothing beyond the download.

UpkeepUpdate frequency

IMPACT by Interactive Brokers ships an update every 2 months, NestSplit every 2 weeks. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
IMPACT by Interactive Brokers versus NestSplit: the parameters behind the verdict, then further details
ParameterIMPACT by Interactive BrokersNestSplit
PriceFreeFree
Rating4.4 (56 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings56 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size49 MB80 MB
Age rating4+4+
DeveloperInteractive Brokers LLCShuen Wei Goh

In-app purchases

None

IMPACT by Interactive Brokers

No in-app purchases

3 purchases

NestSplit

Subscriptions2
  • Nest+ Monthly$1.991 Month
  • Nest+ Yearly$19.991 Year
One-time1
  • Nest+ Lifetime$34.99

Questions

Is IMPACT by Interactive Brokers free?
IMPACT by Interactive Brokers is free to download, with no in-app purchases.
Is NestSplit free?
NestSplit is free to download, with in-app purchases available.
Do IMPACT by Interactive Brokers or NestSplit have ads?
IMPACT by Interactive Brokers shows ads; NestSplit does not.
Which is updated more often, IMPACT by Interactive Brokers or NestSplit?
IMPACT by Interactive Brokers ships an update every 2 months, and NestSplit every 2 weeks. Most recently, IMPACT by Interactive Brokers was updated on October 18, 2026 and NestSplit on October 16, 2026.

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