Spend Ready vs ecu

Create personalized budget categories based on your unique financial goals and priorities. You can allocate funds to the things that matter most to you, such as savings, entertainment, travel, or everyday expenses. The app tracks spending, provides insights, and helps users stay within their budget in a way that aligns with their values and lifestyle. By offering flexibility and control, the app empowers people to manage their money in a way that reflects their individual preferences and financial needs. This app is a one-time-payment, not a subscription, and your data stays on your device, not on our servers. You can use iCloud backup to ensure your data is backed up. If you have any questions, please reach out to us at help@spendready.com and we will be happy to help. NOTE: iPad support is present, but we do feel that we can work to improve the overall iPad experience to better take advantage of the large screen. Works great in Split View! Please contact us and let us know how we can provide more tools for iPad if you are interested in more iPad support.

ecu is a personal expense tracker built for people who want real control over their finances, without the clutter. Track multiple accounts, each with its own currency. See your global balance converted in real time with live exchange rates. Set up recurring transactions, monthly budgets, and split purchases into detailed line items. Export your data as CSV or PDF whenever you need it. Features: - Multi-account with independent currencies (EUR, USD, GBP, JPY, CHF, CAD) - Live exchange rates and global balance - Recurring transactions, daily, weekly, monthly, or yearly - Monthly budgets with visual progress tracking - Split transactions into individual line items - Full-text search across all transactions - CSV & PDF export with custom date ranges - Per-account and global statistics with 7 chart types - Merge categories and payment methods - Ignore specific items from statistics - Customizable notifications, daily reminders, weekly budget summaries, monthly recaps - Home screen widgets - Biometric lock (Face ID / Touch ID) - iCloud sync across all your devices - Full VoiceOver accessibility - Available in English and French No ads. No subscriptions. No account required. Your data stays on your devices, synced through iCloud.